Company profile:

Drafty Credit Line

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APR:
89.7% Representative
Loan amount:
£50 - £3,000
Loan term:
1 - 60 Months
OPTIOSCORE
77.6/100  Read expert review
Time to apply:
01m 50s - OK
?
An application with Drafty Credit Line takes roughly 01m 50s seconds to complete. We think this is OK.

Average user rating

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Representative Example: If you borrow £200 over 1 month at a representative rate of 89.7% APR and an annual interest rate of 65.70% (fixed), you would pay 1 monthly instalment of £211.16 (based on a 31 day month). The total charge for credit will be £11.16 and the total amount payable will be £211.16.

About Drafty Credit Line

Drafty is a lender that offers a flexible borrowing agreement. Customers can borrow between £50 and £3,000, for new customers you are able to borrow between £100 and £800. As a credit line, you will only pay interest on what you borrow, and you can top-up your loan at any time as long as your account is in good standing and you make payments on time.

Company information

Registration No:
Website:
Phone:
0203 564 7028
Address:
Lending Stream, Wisteria Grange Barn, Pikes End, Pinner, London

FCA registration

Reference No:
Trading names:
Lending Stream
Drafty
Mydirectloan
Paydayloansshop
Get More Out Of Life Loans
6 Month Loans
Paydayloanstore
Zebit
Place of business:
2711, Suite 400, Centerville Road, Wilmington, New Castle, Delaware 19808, United States

Data protection registration

Registration No:
Z2752028
Data controller:
Lending Stream LLC
Address:
2711, Suite 400, Centerville Road, Wilmington, New Castle, Delaware 19808, United States

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Customer reviews

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Expert review of Drafty Credit Line

Our review by Mark Mark
Simplicity 48.8
Features 86.1
Consumer sentiment 89.9
Total OPTIOSCORE 77.6/100

Top choice for

  • Flexible borrowing and repayment
  • No hidden fees
  • Get a free, no obligation quote
  • Quotes do not show on your credit report

Watch out for

  • You must be over 18 years of age
  • You have a minimum income of £1250 per month
  • You must be a UK resident
  • You must be employed

Fees & charges

  • Maximum APR 89.7%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment penalties: £0

Review Drafty Credit Line

Value
Simplicity
Customer service

Choose Wisely has been rated 4.66 out of 5 by 32 people on Reviews.co.uk

4.66 / 5 Rating
32 Reviews
Excellent choice if you need a loan . Great customer service and even a follow up email. Will definitely be using again if i need to.
I have not had a loan paid out from any company
Very quick and efficient. I would definitely use them again if the need arose.
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