Getting accepted for loans in Northern Ireland is frankly a bit of a pain in the backside. Ireland has a very similar legal system to the mainland UK, but loans and debt are enforced differently. This means that loan providers need to write different credit agreements for their customers on the Emerald Isle with terms & conditions that are specific to Irish borrowers. Because of this additional complexity, the associated cost of writing the extra documentation and adapting their systems to automatically send out the right documentation to the right customer, many lenders simply choose not to payout loans in Northern Ireland.
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