Loans in Grimsby

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The history of Grimsby suggests that the town was named by the invading Danes – the Viking word for village being ‘by’ and therefore the original name meaning Grims village. Whoever Grim may have been we may never know. However, there are plenty of things we can find more information about, including the best personal loans in Grimsby for you.
 
Take a look at our comparison table below to find out more. All of the best personal loans available are ranked by price, the time it takes to apply and our unique customer friendliness rating, Optio Score, making it easy for you to see all of the information you need in one place.

You can personalise these results with our loan search.

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3.3% APR Representative
Time to apply
OK 02m 00s
Application Time
OPTIOSCORE
Good
Representative Example: If you borrow £10,000 over 60 months at a Representative rate of 3.3% APR and an annual interest rate of 3.00% (fixed), you would pay 60 monthly instalments of £180.80. The total charge for credit will be £848.30 and the total amount payable will be £10,848.30.
We don't have any reviews for Zopa Loans.
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Average customer rating
0 out of 5
Key Facts
  • Loan amount: £1,000 - £25,000
  • Loan term: 24 - 60 months

Top choice for

  • Allow for early repayments
  • Allow for top-ups
  • Allow for overpayments
  • Competitive APR rates

Watch out for

  • You will require a good credit history
  • A borrowing fee is charged (this is included in your monthly repayments and total amount repayable)

Fees & charges

  • Maximum APR 3.3%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment penalties: £0
99.9% APR Representative
Time to apply
OK 02m 43s
Application Time
OPTIOSCORE
Good
Representative Example: If you borrow £1,500 over 24 months at a Representative rate of 99.9% APR and an annual interest rate of 71.30% (fixed), you would pay 24 monthly instalments of £118.88. The total charge for credit will be £1,353.12 and the total amount payable will be £2,853.12.
We don't have any reviews for 118 118 Money.
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Average customer rating
0 out of 5
Key Facts
  • Loan amount: £1,000 - £5,000
  • Loan term: 12 - 24 months

Top choice for

  • Quick application process and decision
  • No interest is charged on your birthday
  • Customer service team available via live chat 24/7
  • Overpayments made without charge

Watch out for

  • You must be between 18 and 70 years old to apply
  • You must apply online
  • You must be a UK resident
  • You must have a bank account with debit card facilities
  • You receive a net monthly income of at least £700

Fees & charges

  • Maximum APR 99.9%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment penalties: £0
3.5% APR Representative
Time to apply
OK 03m 20s
Application Time
OPTIOSCORE
Good
Representative Example: If you borrow £10,000 over 24 months at a Representative rate of 3.5% APR and an annual interest rate of 3.40% (fixed), you would pay 24 monthly instalments of £431.98. The total charge for credit will be £367.52 and the total amount payable will be £10,367.52.
We don't have any reviews for RateSetter Loans.
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Average customer rating
0 out of 5
Key Facts
  • Loan amount: £1,000 - £25,000
  • Loan term: 6 - 60 months

Top choice for

  • More competitive rates than with the banks
  • Rates are based on your personal circumstances, loan amount and loan term

Watch out for

  • In order to get more competitive rates you need to have good credit history
  • You must have a regular income
  • You must have been a UK resident for 3 years or more

Fees & charges

  • Maximum APR 3.5%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment penalties: £0
39.9% APR Representative
Time to apply
Fast 01m 31s
Application Time
OPTIOSCORE
Good
Representative Example: If you borrow £4,000 over 36 months at a Representative rate of 39.9% APR and an annual interest rate of 34.00% (fixed), you would pay 36 monthly instalments of £178.69. The total charge for credit will be £2,432.75 and the total amount payable will be £6,432.75.
We don't have any reviews for TrustTwo.
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Average customer rating
0 out of 5
Key Facts
  • Loan amount: £1,000 - £7,500
  • Loan term: 13 - 60 months

Top choice for

  • You don't need to have a good credit history
  • Your guarantor doesn't have to be a homeowner

Watch out for

  • Your guarantor must have a good credit history
  • Your guarantor must be aged between 25 and 74

Fees & charges

  • Maximum APR 39.9%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment penalties: £0
45.4% APR Representative
Time to apply
OK 02m 48s
Application Time
OPTIOSCORE
Good
Representative Example: If you borrow £3,000 over 36 months at a Representative rate of 45.4% APR and an annual interest rate of 23.00% (fixed), you would pay 36 monthly instalments of £140.84. The total charge for credit will be £2,070.24 and the total amount payable will be £5,070.24.
We don't have any reviews for 1 Plus 1.
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Average customer rating
0 out of 5
Key Facts
  • Loan amount: £500 - £5,000
  • Loan term: 12 - 60 months

Top choice for

  • You don't need to have a good credit history
  • Existing customers can borrow up to £5,000
  • Quick application, money usually transferred within 24 hours
  • Competitive APR

Watch out for

  • You must have a guarantor
  • Your guarantor must own their own home
  • Your guarantor must be older than 18 years old and no older than 75 years when the loan completes
  • Your guarantor will need to make the repayments if you cant afford to
  • Your guarantor must have have a good credit history

Fees & charges

  • Maximum APR 45.4%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment penalties: £0
49.9% APR Representative
Time to apply
Fast 01m 33s
Application Time
OPTIOSCORE
Good
Representative Example: If you borrow £4,000 over 36 months at a Representative rate of 49.9% APR and an annual interest rate of 49.90% (variable), you would pay 36 monthly instalments of £195.16. The total charge for credit will be £3,025.76 and the total amount payable will be £7,025.76.
We don't have any reviews for Amigo Loans.
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Average customer rating
0 out of 5
Key Facts
  • Loan amount: £500 - £7,500
  • Loan term: 12 - 60 months

Top choice for

  • No fees of any kind
  • You don't need to have a good credit history
  • You don't need to have direct debit facilities
  • Your guarantor does not need to own their home
  • You don't have to have been a resident of the UK for a specified length of time

Watch out for

  • You will need a guarantor
  • If you have a poor credit history, it's likely your guarantor will need to be a homeowner
  • Your guarantor will need to make your repayments if you can't afford to

Fees & charges

  • Maximum APR 49.9%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment penalties: £0
79.4% APR Representative
Time to apply
OK 01m 46s
Application Time
OPTIOSCORE
Good
Representative Example: If you borrow £3,000.00 over 24 months at a Representative rate of 79.4% APR and an annual interest rate of 59.9% (fixed), you would pay 24 monthly instalments of £217.24. The total charge for credit will be £2,213.68 and the total amount payable will be £5,213.68.
We don't have any reviews for Everyday Loans.
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Average customer rating
0 out of 5
Key Facts
  • Loan amount: £1,000 - £15,000
  • Loan term: 24 - 60 months

Top choice for

  • Aimed at those with bad credit history
  • Positive customer reviews online
  • Advice articles for improving credit on their website

Watch out for

  • You must be aged 18 years or over
  • You will need to be in full time employment

Fees & charges

  • Maximum APR 79.4%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment penalties: £0
46.5% APR Representative
Time to apply
OK 02m 53s
Application Time
OPTIOSCORE
Good
Representative Example: If you borrow £2,700 over 6 months at a Representative rate of 46.5% APR and an annual interest rate of 3.38% (fixed), you would pay 6 monthly instalments of £548.00. The total charge for credit will be £568.00 and the total amount payable will be £3,268.00.
We don't have any reviews for FundingSecure.
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Average customer rating
0 out of 5
Key Facts
  • Loan amount: £500 - £10,000
  • Loan term: 1 - 6 months

Top choice for

  • Secure your loan against valuable assets
  • Interest paid at the end of the six month loan term
  • No credit checks
  • Have a say on your interest rate
  • Only pay interest on the days you use

Watch out for

  • You must have a valuable asset to secure against
  • You must be over 18 years old

Fees & charges

  • Maximum APR 46.5%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment penalties: £0
49.7% APR Representative
Time to apply
OK 02m 10s
Application Time
OPTIOSCORE
Good
Representative Example: If you borrow £3,500 over 36 months at a Representative rate of 49.7% APR and an annual interest rate of 31.90% (fixed), you would pay 36 monthly instalments of £170.56. The total charge for credit will be £2,640.16 and the total amount payable will be £6,140.16.
We don't have any reviews for George Banco.
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Average customer rating
0 out of 5
Key Facts
  • Loan amount: £1,000 - £7,500
  • Loan term: 12 - 60 months

Top choice for

  • Fast track same day payout
  • Customer and regulation focussed
  • Positive reviews online
  • Available to customers with bad credit

Watch out for

  • Your guarantor will need to be over 25 years old
  • Your guarantor must have good credit history
  • Both must not be under an IVA or bankruptcy
  • Your guarantor must have a minimum income of £1,000pm
  • Both must have a valid UK bank account and debit card

Fees & charges

  • Maximum APR 49.7%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment penalties: £0
7.6% APR Representative
Time to apply
OK 03m 11s
Application Time
OPTIOSCORE
Good
Representative Example: If you borrow £5,000 over 36 months at a Representative rate of 7.6% APR and an annual interest rate of 4.70% (fixed), you would pay 36 monthly instalments of £155.22. The total charge for credit will be £587.88 and the total amount payable will be £5,587.88.
We don't have any reviews for Lending Works .
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Average customer rating
0 out of 5
Key Facts
  • Loan amount: £1,000 - £25,000
  • Loan term: 12 - 36 months

Top choice for

  • You do not need to have perfect credit rating, but you are not allowed to have any CCJ's or defaults
  • Peer-to-Peer lending allowing low APR
  • No early repayment fees
  • Ability to make over payments

Watch out for

  • Must be 21 and or over (for better rates you need to be 25 and over)
  • You must earn at least £14,000 a year
  • You must not have high levels of unsecured debt, CCJ's or defaults

Fees & charges

  • Maximum APR 7.6%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment penalties: £0
45.3% APR Representative
Time to apply
OK 03m 12s
Application Time
OPTIOSCORE
Good
Representative Example: If you borrow £2,000 over 36 months at a Representative rate of 45.3% APR and an annual interest rate of 38.00% (fixed), you would pay 36 monthly instalments of £93.90. The total charge for credit will be £1,380.40 and the total amount payable will be £3,380.40.
We don't have any reviews for On Stride.
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Average customer rating
0 out of 5
Key Facts
  • Loan amount: £1,000 - £10,000
  • Loan term: 12 - 60 months

Top choice for

  • There are no fees for late payments
  • Rates are based on your credit history
  • Your credit history is not affected during application process

Watch out for

  • You must be employed and receive regular income

Fees & charges

  • Maximum APR 45.3%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment penalties: £0
3.9% APR Representative
Time to apply
OK 03m 30s
Application Time
OPTIOSCORE
Good
Representative Example: If you borrow £7,500 over 60 months at a Representative rate of 3.9% APR and an annual interest rate of 3.90% (fixed), you would pay 60 monthly instalments of £137.55. The total charge for credit will be £753.00 and the total amount payable will be £8,253.00.
We don't have any reviews for Ulster Bank Loans.
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Average customer rating
0 out of 5
Key Facts
  • Loan amount: £1,000 - £25,000
  • Loan term: 12 - 84 months

Top choice for

  • You do not need to be their customer to apply
  • Existing customers might qualify for discounts
  • You can borrow for up to 10 years for home improvements
  • They accept any employment status other than people currently on Job Seeker's Allowance

Watch out for

  • You must have a good credit history
  • You must have been a UK resident for 3 years or longer
  • Beware loan rates will differ depending on how much you borrow

Fees & charges

  • Maximum APR 3.9%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment penalties: £0
48.9% APR Representative
Time to apply
OK 03m 02s
Application Time
OPTIOSCORE
Good
Representative Example: If you borrow £3,000.00 over 36 months at a Representative rate of 48.9% APR and an annual interest rate of 10% (fixed) and annual service fee of 30.48% (fixed) , you would pay 36 monthly instalments of £145.17. The total charge for credit will be £2,226.12 and the total amount payable will be £5,226.12.
We don't have any reviews for Guarantor My Loan.
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Average customer rating
0 out of 5
Key Facts
  • Loan amount: £1,000 - £5,000
  • Loan term: 12 - 60 months

Top choice for

  • Peer-to-peer guarantor lending
  • Repay the loan early with no charges
  • One month’s cashback at the end of the loan

Watch out for

  • Your guarantor must be over 21
  • Your guarantor will need to have good credit history
  • You must be a UK resident
  • You need to be over the age of 18
  • You can't have any active CCJs, IVAs or a history of bankruptcy

Fees & charges

  • Maximum APR 48.9%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment penalties: £0
38.7% APR Representative
Time to apply
OK 02m 30s
Application Time
OPTIOSCORE
Good
Representative Example: If you borrow £5,000 over 48 months at a Representative rate of 38.7% APR and an annual interest rate of 18.58% (fixed), you would pay 48 monthly instalments of £189.38. The total charge for credit will be £4,090.24 and the total amount payable will be £9,090.24.
We don't have any reviews for 1st Stop Personal Loans .
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Average customer rating
0 out of 5
Key Facts
  • Loan amount: £2,000 - £15,000
  • Loan term: 24 - 72 months

Top choice for

  • Online decision in minutes
  • No upfront fees
  • Both homeowners and tenants
  • Loans available up to £15,000 available to both new and existing customers

Watch out for

  • You will need to have good credit
  • Must earn over £15,000 per year to apply
  • You will have to be over 21 and in permanent employment
  • You will need your last 5 years’ address history

Fees & charges

  • Maximum APR 38.7%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment penalties: £0
11.2% APR Representative
Time to apply
Slow 05m 00s
Application Time
OPTIOSCORE
Good
Representative Example: If you borrow £4,500 over 126 months (199 months after graduation) at a Representative rate of 11.22% APR and an annual interest rate of 11.10% (variable); after graduation 9.10% pa.(variable), you would pay 5 payments of £30/month, until 3 months after graduation; 119 payments of £61.90/month; 1 payment of £61.50. The total charge for credit will be £2,077.60 and (inc. set up fee of £292.50) the total amount payable will be £7,577.60.
We don't have any reviews for Future Finance.
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Average customer rating
0 out of 5
Key Facts
  • Loan amount: £2,500 - £40,000
  • Loan term: 1 - 150 months

Top choice for

  • Can be used for tuition, living costs or studying abroad
  • Tuition funds go straight to the university
  • Can be used alongside government student loan
  • Great customer service

Watch out for

  • You must be aged 18 or above
  • You will need to be enrolled in an accredited UK university
  • UK or EU citizen in the UK
  • Have an average credit history and agree to credit check
  • Non-EU citizens will need a guarantor

Fees & charges

  • Maximum APR 11.22%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment penalties: £0
47.9% APR Representative
Time to apply
OK 02m 42s
Application Time
OPTIOSCORE
Good
Representative Example: If you borrow £2,000 over 24 months at a Representative rate of 47.9% APR and an annual interest rate of 47.90% (fixed), you would pay 24 monthly instalments of £122.14. The total charge for credit will be £931.36 and the total amount payable will be £2,931.36.
We don't have any reviews for Likely Loans.
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Average customer rating
0 out of 5
Key Facts
  • Loan amount: £1,000 - £5,000
  • Loan term: 12 - 36 months

Top choice for

  • No arrangement or early redemption fees
  • Online application process
  • You can borrow exactly what you need to the nearest £1
  • You can have bad credit and still get accepted

Watch out for

  • Whilst applications are done online, the decision making process is not
  • They have 100s of positive reviews on FeeFo.com that simply say "Likely Loans - Feedback" 😬

Fees & charges

  • Maximum APR 47.9%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment penalties: £0
49.5% APR Representative
Time to apply
OK 02m 00s
Application Time
OPTIOSCORE
Good
Representative Example: If you borrow £3,500 over 36 months at a Representative rate of 49.5% APR and an annual interest rate of 49.50% (fixed), you would pay 36 monthly instalments of £170.41. The total charge for credit will be £2,634.76 and the total amount payable will be £6,134.76.
We don't have any reviews for Glo.
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Average customer rating
0 out of 5
Key Facts
  • Loan amount: £1,000 - £7,000
  • Loan term: 12 - 60 months

Top choice for

  • Instant decision online
  • Guarantors can be tenants
  • Able to change monthly payment date
  • Funds transferred to applicant’s bank account

Watch out for

  • Your guarantor must be aged between 21 and 69
  • You cannot have shared finances with your guarantor
  • You guarantor must have good credit history

Fees & charges

  • Maximum APR 49.5%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment penalties: £0
49.7% APR Representative
Time to apply
OK 03m 15s
Application Time
OPTIOSCORE
Good
Representative Example: If you borrow £2,600.00 over 36 months at a Representative rate of 49.7% APR and an annual interest rate of 41.00% (fixed), you would pay 35 monthly instalments of £126.61 and a final payment of £126.54. The total charge for credit will be £1,957.89 and the total amount payable will be £4,557.89.
We don't have any reviews for Bamboo Loans .
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Average customer rating
0 out of 5
Key Facts
  • Loan amount: £1,000 - £8,000
  • Loan term: 12 - 60 months

Top choice for

  • You don’t need perfect credit history
  • Easy payment management with online portal
  • Your guarantor can be your partner
  • Your guarantor does not need to be a homeowner

Watch out for

  • You and your guarantor must be over 21
  • Your guarantor will also need a good credit rating
  • Your guarantor must not be a customer of Bamboo
  • Your guarantor will need a UK bank account
  • Your sole income cannot be from Job Seekers Allowance

Fees & charges

  • Maximum APR 49.7%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment penalties: £0
48.9% APR Representative
Time to apply
OK 03m 00s
Application Time
OPTIOSCORE
Good
Representative Example: If you borrow £4,500.00 over 48 months at a Representative rate of 48.9% APR and an annual interest rate of 25.84% (fixed), you would pay 48 monthly instalments of £190.65. The total charge for credit will be £4,651.20 and the total amount payable will be £9,151.20.
We don't have any reviews for TFS Loans.
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Average customer rating
0 out of 5
Key Facts
  • Loan amount: £1,000 - £15,000
  • Loan term: 24 - 60 months

Top choice for

  • You can apply with bad credit
  • Quick turnaround from application to payout
  • No additional fees

Watch out for

  • Your guarantor must be between 18 and 78 years old
  • Your guarantor must be a UK homeowner
  • Your guarantor must have a regular source of income
  • You will need to be a homeowner in order to apply for the larger amounts

Fees & charges

  • Maximum APR 48.9%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment penalties: £0
99% APR Representative
Time to apply
OK 01m 58s
Application Time
OPTIOSCORE
Good
Representative Example: If you borrow £1,000 over 18 months at a Representative rate of 99.0% APR and an annual interest rate of 70.83% (fixed), you would pay 18 monthly instalments of £91.68. The total charge for credit will be £650.24 and the total amount payable will be £1,650.24. This includes a processing and payout fee of £100 which is 10% of your loan and also £550.24 interest at 70.83% (pa.fixed).
We don't have any reviews for Savvy.
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Average customer rating
0 out of 5
Key Facts
  • Loan amount: £300 - £3,000
  • Loan term: 12 - 24 months

Top choice for

  • No early repayment charges
  • Consider those with a less than perfect credit history
  • High number of positive reviews
  • Online account management
  • Allow for early repayment

Watch out for

  • You must be in full-time employment
  • There is a 10% of the loan amount processing and payout fee
  • You must provide either your most recent payslip or 2 months of bank statements by text or email, showing your wage entering your account.

Fees & charges

  • Maximum APR 99%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment penalties: £0
9.9% APR Representative
Time to apply
OK 02m 00s
Application Time
OPTIOSCORE
Good
Representative Example: If you borrow £4,500 over 36 months at a Representative rate of 9.9% APR and an annual interest rate of 7.72% (fixed), you would pay 36 monthly instalments of £144.10. The total charge for credit will be £687.60 and the total amount payable will be £5,187.60.
We don't have any reviews for Lendable.
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Average customer rating
0 out of 5
Key Facts
  • Loan amount: £1,000 - £15,000
  • Loan term: 12 - 60 months

Top choice for

  • No upfront fees or hidden costs
  • Quick quotes
  • Funds can be with you within 2 hours
  • No charges for making early repayments

Watch out for

  • No CCJs
  • You must have lived in the UK for at least 3 years
  • You must have a minimum of £700 net monthly income

Fees & charges

  • Maximum APR 9.9%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment penalties: £0
40.4% APR Representative
Time to apply
Fast 01m 23s
Application Time
OPTIOSCORE
Okay
Representative Example: If you borrow £6,000 over 36 months at a Representative rate of 40.4% APR and an annual interest rate of 40.41% (variable), you would pay 36 monthly instalments of £269.45. The total charge for credit will be £3,700.08 and the total amount payable will be £9,700.08.
We don't have any reviews for Progressive Money.
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Average customer rating
0 out of 5
Key Facts
  • Loan amount: £1,000 - £15,000
  • Loan term: 24 - 180 months

Top choice for

  • You don’t need to have a good Credit History
  • Deals underwritten manually so not reliant on just a credit score
  • Your credit history is not affected during application process
  • Unsecured Loan for homeowners

Watch out for

  • You must earn minimum £800 per month
  • You must be a homeowner
  • You must be employed or self employed

Fees & charges

  • Maximum APR 40.41%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment penalties: £0
49.9% APR Representative
Time to apply
OK 02m 35s
Application Time
OPTIOSCORE
Okay
Representative Example: If you borrow £2,500 over 24 months at a Representative rate of 49.9% APR and an annual interest rate of 41.16% (variable), you would pay 24 monthly instalments of £154.54. The total charge for credit will be £1,250.17 and the total amount payable will be £3,750.17.
We don't have any reviews for Buddy Loans.
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Average customer rating
0 out of 5
Key Facts
  • Loan amount: £1,000 - £7,500
  • Loan term: 12 - 60 months

Top choice for

  • Good option for those with bad credit
  • Online portal for easy management
  • Approval decision within the hour
  • No paperwork to complete, 100% online
  • Your guarantor does not need to be a homeowner

Watch out for

  • Your guarantor must be aged between 18-75
  • Your guarantor must have a good credit score
  • Your guarantor must have a minimum income of £1,000pm
  • Your guarantor must have a UK bank account

Fees & charges

  • Maximum APR 49.9%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment penalties: £0
3.9% APR Representative
Time to apply
OK 02m 04s
Application Time
OPTIOSCORE
Good
Representative Example: If you borrow £7,500 over 60 months at a Representative rate of 3.9% APR and an annual interest rate of 3.90% (fixed), you would pay 60 monthly instalments of £137.55. The total charge for credit will be £753.00 and the total amount payable will be £8,253.00.
We don't have any reviews for AA Personal Loans.
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Average customer rating
0 out of 5
Key Facts
  • Loan amount: £1,000 - £25,000
  • Loan term: 12 - 84 months

Top choice for

  • Instant decision online
  • No arrangement or set up fee
  • Fixed monthly repayments
  • No fee for repaying your loan early

Watch out for

  • You must be aged between 21 and 70
  • No County Court Judgements (CCJs) or bankruptcy
  • You must have a UK based bank or building society account that can pay direct debits
  • You must have a regular income above £12,000 per year
  • You must have been a UK resident for at least 3 years

Fees & charges

  • Maximum APR 3.9%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment penalties: £0
89.7% APR Representative
Time to apply
OK 02m 44s
Application Time
OPTIOSCORE
Great
Representative Example: If you borrow £200 over 1 month at a representative rate of 89.7% APR and an annual interest rate of 65.70% (fixed), you would pay 1 monthly instalment of £211.16 (based on a 31 day month). The total charge for credit will be £11.16 and the total amount payable will be £211.16.
We don't have any reviews for Drafty Credit Line.
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Average customer rating
0 out of 5
Key Facts
  • Loan amount: £50 - £3,000
  • Loan term: 1 - 60 months

Top choice for

  • Flexible borrowing and repayment
  • Credit line form of borrowing
  • Online access 24 hours a day, 7 days a week
  • Option to pay back higher amounts each monthly
  • Quotes don’t show on your credit report

Watch out for

  • You must have a minimum income of £1250 per month
  • You must be employed
  • You must be a UK resident
  • You must have a valid debit card and bank account

Fees & charges

  • Maximum APR 89.7%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment penalties: £0
4.9% APR Representative
Time to apply
Not known
OPTIOSCORE
Good
Representative Example: If you borrow £11,000 over 60 months at a Representative rate of 4.9% APR and an annual interest rate of 4.90% (fixed), you would pay 60 monthly instalments of £206.54. The total charge for credit will be £1,392.52 and the total amount payable will be £12,392.52.
We don't have any reviews for Barclays Bank Loans.
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Average customer rating
0 out of 5
Key Facts
  • Loan amount: £1,000 - £50,000
  • Loan term: 24 - 60 months

Top choice for

  • They offer a price guarantee for like-for-like loans (Ts&Cs apply)
  • As their customer you can have a pre-selected loan limit, without affecting your credit rating
  • Instant money when you apply online
  • Online quote doesn’t leave a footprint on your credit history

Watch out for

  • You’ll need to have a Barclays current or saving account, mortgage or Barclaycard to apply online
  • Barclays current account holder for over seven months
  • UK resident
  • Over 18 years old

Fees & charges

  • Maximum APR 4.9%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment penalties: £0
9.9% APR Representative
Time to apply
Slow 05m 23s
Application Time
OPTIOSCORE
Good
Representative Example: If you borrow £6,000 over 48 months at a representative rate of 9.9% APR and an annual interest rate of 9.48% (fixed), you would pay 48 monthly instalments of £150.67. The total charge for credit will be £1232.16 and the total amount payable will be £7,232.16
We don't have any reviews for Bank of Scotland Loans.
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Average customer rating
0 out of 5
Key Facts
  • Loan amount: £1,000 - £2,499
  • Loan term: 12 - 60 months

Top choice for

  • Bank of Scotland loan customers can apply to borrow more money at any time
  • 0.7% discount applied between £7,500 and £25,000 for certain customers
  • Instant decision when applying online
  • Repayment holidays available
  • Portal for easy online management

Watch out for

  • Must be an existing Bank of Scotland customer to apply online
  • You can’t have been declined for credit in the last month
  • No CCJs, defaults or bankruptcy
  • You will need to be in paid employment or have regular income
  • Be a UK resident with a permanent UK address

Fees & charges

  • Maximum APR 9.9%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment penalties: £0
4.6% APR Representative
Time to apply
Slow 05m 21s
Application Time
OPTIOSCORE
Good
Representative Example: If you borrow £12,500 over 48 months at a Representative rate of 4.8% APR and an annual interest rate of 4.8% (fixed), you would pay 47 monthly instalments of £285.08 and final instalment of 284.89 The total charge for credit will be £1183.65 and the total amount payable will be £13,683.65.
We don't have any reviews for Clydesdale Bank Loans.
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Average customer rating
0 out of 5
Key Facts
  • Loan amount: £1,000 - £25,000
  • Loan term: 12 - 60 months

Top choice for

  • You do not need to a be current customer
  • Online account management
  • Instant decision online, over the phone or in branch
  • You can choose to make weekly or monthly repayments

Watch out for

  • You must be ages 18 or over
  • You will need to have good credit history
  • You must have a permanent UK address
  • You must have a UK bank account
  • You will need to have a debit and/or credit card

Fees & charges

  • Maximum APR 4.6%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment penalties: £0
4.9% APR Representative
Time to apply
Slow 10m 00s
Application Time
OPTIOSCORE
Good
Representative Example: If you borrow £7,500 over 60 months at a Representative rate of 4.9% APR and an annual interest rate of 4.87% (fixed), you would pay 60 monthly instalments of £140.83. The total charge for credit will be £949.80 and the total amount payable will be £8,449.80.
We don't have any reviews for Co-Operative Bank Loans.
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Average customer rating
0 out of 5
Key Facts
  • Loan amount: £2,000 - £25,000
  • Loan term: 12 - 84 months

Top choice for

  • Easy to use and detailed website
  • Low interest rates
  • Fixed monthly payment to help with budgeting
  • Call centres open 24 hours a day, 7 days a week

Watch out for

  • You must be aged 18 or over
  • You must be a UK resident
  • A Co-operative Bank or Britannia account holder for at least a month
  • No CCJs
  • No more than three missed credit payments in six months

Fees & charges

  • Maximum APR 4.9%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment penalties: £0
3.4% APR Representative
Time to apply
Slow 06m 00s
Application Time
OPTIOSCORE
Great
Representative Example: If you borrow £7,000 over 60 months at a representative rate of 3.4% APR and an annual interest rate of 3.4% (fixed), you would pay 60 monthly instalments of £126.99. The total charge for credit will be £619.28 and the total amount payable will be £7,619.28.
We don't have any reviews for First Direct Bank Loans.
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Average customer rating
0 out of 5
Key Facts
  • Loan amount: £1,000 - £25,000
  • Loan term: 12 - 84 months

Top choice for

  • Easy online application and loan management
  • Approved applicants have funds almost immediately
  • Able to overpay and reduce interest over loan term
  • Low interest rates

Watch out for

  • You must be a First Direct 1st Account customer
  • You will need to have good credit history

Fees & charges

  • Maximum APR 3.4%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment penalties: £0
3.3% APR Representative
Time to apply
Slow 06m 00s
Application Time
OPTIOSCORE
Good
Representative Example: If you borrow £8000 over 60 months at a representative rate of 3.3% APR and an annual interest rate of 3.3% (fixed), you would pay 60 monthly instalments of £144.64. The total charge for credit will be £678.64 and the total amount payable will be £8,678.64.
We don't have any reviews for HSBC Bank Loans.
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Average customer rating
0 out of 5
Key Facts
  • Loan amount: £1,000 - £25,000
  • Loan term: 12 - 60 months

Top choice for

  • Instant decision online
  • Overpayments or part payments allowed without charge
  • HSBC Advance customers can receive 10% interest cashback at the end of the loan
  • Repayment holidays available

Watch out for

  • You must have a bank or building society account
  • Earn £10,000 or more per year
  • Be a UK resident
  • You need to be aged 18 or over
  • You will need to have good credit history

Fees & charges

  • Maximum APR 3.3%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment penalties: £0
9.9% APR Representative
Time to apply
Slow 05m 00s
Application Time
OPTIOSCORE
Good
Representative Example: If you borrow £6000 over 48 months at a Representative rate of 9.9% APR and an annual interest rate of 9.48% (fixed), you would pay 48 monthly instalments of £150.67. The total charge for credit will be £1232.16 and the total amount payable will be £7232.16
We don't have any reviews for Halifax Bank Loans.
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Average customer rating
0 out of 5
Key Facts
  • Loan amount: £1,000 - £25,000
  • Loan term: 12 - 84 months

Top choice for

  • No charge if you pay off your Clarity loan early
  • Current account holders can apply online
  • Low representative APR

Watch out for

  • You must be an existing Halifax customer
  • You must be a UK resident
  • You must be aged 18 or over
  • You will need to be in paid employment or have a regular income
  • You have not been declined for credit in the last month
  • You must have good credit

Fees & charges

  • Maximum APR 9.9%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment penalties: £0
3.8% APR Representative
Time to apply
OK 04m 10s
Application Time
OPTIOSCORE
Good
Representative Example: If you borrow £7,500 over 60 months at a representative rate of 3.8% APR and an annual interest rate of 3.8% (fixed), you would pay 60 monthly instalments of £137.22. The total charge for credit will be £733.20 and the total amount payable will be £8,233.20.
We don't have any reviews for Hitachi Loans.
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Average customer rating
0 out of 5
Key Facts
  • Loan amount: £2,500 - £25,000
  • Loan term: 24 - 60 months

Top choice for

  • No hidden or arrangement fees
  • Approved customers get funds within 48 hours
  • No charge for over-payments or early repayments
  • Good customer service reviews

Watch out for

  • You will need to be aged over 21
  • You must have good credit history
  • You will need to be in permanent paid employment, self-employed or retired and receiving a pension
  • You must be a permanent UK resident
  • You must have a bank or building society account

Fees & charges

  • Maximum APR 3.8%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment penalties: £0
12.9% APR Representative
Time to apply
Not known
OPTIOSCORE
Good
Representative Example: If you borrow £6000 over 60 months at a Representative rate of 12.9% APR and an annual interest rate of 12.19% (fixed), you would pay 60 monthly instalments of £134.06. The total charge for credit will be £2043.60 and the total amount payable will be £8043.60.
We don't have any reviews for Lloyds Bank Loans.
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Average customer rating
0 out of 5
Key Facts
  • Loan amount: £1,000 - £25,000
  • Loan term: 12 - 60 months

Top choice for

  • No charge to pay off your loan early on their Flexible Loan
  • A personalised quote with no credit footprint
  • Great flexibility, with the option to overpay or even take a loan repayment holiday
  • Online account management

Watch out for

  • You must be their customer for more than 3 months
  • Beware loan rates will differ depending on how much you borrow
  • Not suitable if you have a poor credit history

Fees & charges

  • Maximum APR 12.9%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment penalties: £0
14.9% APR Representative
Time to apply
Slow 06m 09s
Application Time
OPTIOSCORE
Good
Representative Example: If you borrow £7,500 over 36 months at a representative rate of 14.9% APR and an annual interest rate of 13.97% (fixed), you would pay 36 monthly instalments of £256.22. The total charge for credit will be £1,723.92 and the total amount payable will be £9,223.92.
We don't have any reviews for Moneyway Loans.
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Average customer rating
0 out of 5
Key Facts
  • Loan amount: £1,000 - £15,000
  • Loan term: 12 - 60 months

Top choice for

  • You could get an instant online decision
  • Will consider those with a less than perfect credit file
  • Online account management
  • Applying with Moneyway will not affect your credit file

Watch out for

  • Watch out for failed payment charges
  • Rates will differ dependent on personal circumstances and how much you borrow

Fees & charges

  • Maximum APR 14.9%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment penalties: £0
3.9% APR Representative
Time to apply
Slow 05m 00s
Application Time
OPTIOSCORE
Good
Representative Example: If you borrow £7,500 over 60 months at a representative rate of 3.9% APR and an annual interest rate of 3.9% (fixed), you would pay 60 monthly instalments of £137.55. The total charge for credit will be £753 and the total amount payable will be £8,253.
We don't have any reviews for NatWest Bank Loans.
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Average customer rating
0 out of 5
Key Facts
  • Loan amount: £1,000 - £25,000
  • Loan term: 12 - 60 months

Top choice for

  • Instant online decision
  • No impact on credit rating for quotes
  • Loan for up to 10 years if borrowing for home improvements

Watch out for

  • You must have a good credit history
  • Beware loan rates will differ depending on how much you borrow

Fees & charges

  • Maximum APR 3.9%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment penalties: £0
3.4% APR Representative
Time to apply
OK 03m 47s
Application Time
OPTIOSCORE
Good
Representative Example: If you borrow £10,000 over 60 months at a representative rate of 3.4% APR and an annual interest rate of 3.4% (fixed), you would pay 60 monthly instalments of £181.24. The total charge for credit will be £874.40 and the total amount payable will be £10,874.40.
We don't have any reviews for Nationwide Bank Loans.
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Average customer rating
0 out of 5
Key Facts
  • Loan amount: £1,000 - £25,000
  • Loan term: 12 - 60 months

Top choice for

  • Cheaper interest rates if you have paid £750 or more per month into your FlexAccount for the last 3 months OR if you agree to transfer all your direct debits and standing orders from your account with another bank using their Account Transfer Service
  • Competitive rates
  • No fees
  • Online account management
  • No obligation free quote
  • Loyalty Price Promise for existing customers

Watch out for

  • You must have a good credit history
  • Loan rates will differ depending on how much you borrow
  • If you are not a Nationwide customer you may be asked to provide additional documents in order to prove your identity
  • The lowest rates are for current Nationwide customers only

Fees & charges

  • Maximum APR 3.4%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment penalties: £0
6.2% APR Representative
Time to apply
OK 02m 36s
Application Time
OPTIOSCORE
Good
Representative Example: If you borrow £7,500 over 36 months at a Representative rate of 6.2% APR and an annual interest rate of 62% (fixed), you would pay 36 monthly instalments of £228.75. The total charge for credit will be £735 and the total amount payable will be £8235.
We don't have any reviews for QuidCycle Loans.
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Average customer rating
0 out of 5
Key Facts
  • Loan amount: £2,500 - £25,000
  • Loan term: 12 - 60 months

Top choice for

  • Earn up to 4% bonus for financial success - terms apply
  • Provide financial education to help achieve your goals
  • Online account management
  • You can choose your repayment date

Watch out for

  • Loans must be used to consolidate debts
  • You must have a reasonable credit history with no CCJs or defaults three years prior to application
  • There is a fee for using Quidcycle (this is not upfront and included in your monthly repayments and the total amount repayable)

Fees & charges

  • Maximum APR 6.2%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment penalties: £0
3.4% APR Representative
Time to apply
OK 02m 00s
Application Time
OPTIOSCORE
Great
Representative Example: If you borrow £10,000 over 60 months at a Representative rate of 3.4% APR and an annual interest rate of 3.30% (fixed), you would pay 60 monthly instalments of £181.24. The total charge for credit will be £874.40 and the total amount payable will be £10,874.40.
We don't have any reviews for Sainsbury's Loans.
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Average customer rating
0 out of 5
Key Facts
  • Loan amount: £1,000 - £40,000
  • Loan term: 12 - 84 months

Top choice for

  • Lower rates for active Nectar card members
  • Optional 2 month repayment holiday at the start of the loan
  • Price Promise on like-for-like loan elsewhere

Watch out for

  • They do not offer loans to people who have been refused credit in the past 30 days
  • You must have been a UK resident for 1 year or longer and have a permanent UK address
  • You must be 18 years of age or older to apply
  • You must be in full-time, part-time or self employment earning £800 per month
  • You must not have a history of bad credit such as arrears, CCJ's, payment defaults or bankruptcy
  • You cannot have been declined credit within t
  • Beware loan rates will differ depending on how much you borrow

Fees & charges

  • Maximum APR 3.4%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment penalties: £0
3.6% APR Representative
Time to apply
Slow 05m 07s
Application Time
OPTIOSCORE
Great
Representative Example: If you borrow £10,000 over 60 months at a representative rate of 3.6% APR and an annual interest rate of 3.6% (fixed), you would pay 60 monthly instalments of £182.28. The total charge for credit will be £936.80 and the total amount payable will be £10,936.80
We don't have any reviews for Santander Bank Loans.
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Average customer rating
0 out of 5
Key Facts
  • Loan amount: £1,000 - £20,000
  • Loan term: 12 - 60 months

Top choice for

  • You don't have to be their existing customer to apply

Watch out for

  • Compare to other high street banks when applying for the loan they will perform credit check as part of the application process
  • Beware loan rates will differ depending on how much you borrow
  • You must have a good credit history

Fees & charges

  • Maximum APR 3.6%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment penalties: £0
4.9% APR Representative
Time to apply
Not known
OPTIOSCORE
Good
Representative Example: If you borrow £10,000 over 60 months at a Representative rate of 4.9% APR and an annual interest rate of 4.87% (fixed), you would pay 60 monthly instalments of £187.77. The total charge for credit will be £1,266.20 and the total amount payable will be £11,266.20.
We don't have any reviews for Smile Bank Loans.
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Average customer rating
0 out of 5
Key Facts
  • Loan amount: £1,000 - £25,000
  • Loan term: 12 - 84 months

Top choice for

  • Competitive 4.9% APR representative on loans between £7,500 and £14,950
  • It doesn't matter if you haven't been in the UK for a specified length of time

Watch out for

  • To apply you must have held a smile current account for over 7 months
  • You must be in full-time, part-time or self-employment earning £800 per month OR in education
  • You must have a good credit history
  • Beware loan rates will differ depending on how much you borrow

Fees & charges

  • Maximum APR 4.9%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment penalties: £0
3.9% APR Representative
Time to apply
OK 03m 30s
Application Time
OPTIOSCORE
Good
Representative Example: If you borrow £15,000 over 60 months at a Representative rate of 3.5% APR and an annual interest rate of 3.49% (fixed), you would pay 60 monthly instalments of £272.81. The total charge for credit will be £1368.60 and the total amount payable will be £16,368.60.
We don't have any reviews for TSB Bank Loans.
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Average customer rating
0 out of 5
Key Facts
  • Loan amount: £1,000 - £25,000
  • Loan term: 12 - 84 months

Top choice for

  • Repayment holidays are available if you meet certain conditions.
  • A personalised quote with no credit footprint
  • Flexible repayment options available

Watch out for

  • You must be their customer for more than 3 months
  • Beware loan rates will differ depending on how much you borrow
  • You must have a good credit history

Fees & charges

  • Maximum APR 3.9%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment penalties: £0
3.4% APR Representative
Time to apply
OK 02m 50s
Application Time
OPTIOSCORE
Good
Representative Example: If you borrow £7500 over 12 months at a representative rate of 3.4% APR and an annual interest rate of 3.40% (fixed), you would pay 12 monthly instalments of £636.39. The total charge for credit will be £636.68 and the total amount payable will be £7636.68
We don't have any reviews for Tesco Bank Loans.
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Average customer rating
0 out of 5
Key Facts
  • Loan amount: £1,000 - £35,000
  • Loan term: 12 - 120 months

Top choice for

  • Fixed monthly payments on your chosen date
  • Great APR rate compared to other similar products
  • Payment break option at the start of your loan (subject to eligibility)

Watch out for

  • You need to have a very good credit history to get lower rates
  • Beware loan rates will differ depending on how much you borrow

Fees & charges

  • Maximum APR 3.4%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment penalties: £0
3.9% APR Representative
Time to apply
Slow 05m 00s
Application Time
OPTIOSCORE
Great
Representative Example: If you borrow £7,500 over 60 months at a representative rate of 3.9% APR and an annual interest rate of 3.9% (fixed), you would pay 60 monthly instalments of £137.55. The total charge for credit will be £753 and the total amount payable will be £8,253
We don't have any reviews for The Royal Bank of Scotland Loans.
Write the first review
Average customer rating
0 out of 5
Key Facts
  • Loan amount: £1,000 - £25,000
  • Loan term: 12 - 84 months

Top choice for

  • Quick decision when applying online
  • Online quote that won't affect your credit score
  • They allow for loan top-ups (borrowing cannot exceed £25,000)
  • Manage your account using their digital banking service

Watch out for

  • You must be an existing Royal Bank of Scotland current account customer
  • Not suitable if you have bad credit
  • Rates offered will differ dependent on personal circumstances and how much you borrow
  • There is a charge for early repayments

Fees & charges

  • Maximum APR 3.9%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment penalties: £0
4.6% APR Representative
Time to apply
Slow 06m 49s
Application Time
OPTIOSCORE
Good
Representative Example: If you borrow £12,500 over 48 months at a Representative rate of 4.6% APR and an annual interest rate of 4.6% (fixed), you would pay 47 monthly instalments of £285.08 and a final payment of £284.89. The total charge for credit will be £1183.65 and the total amount payable will be £13,683.65
We don't have any reviews for Yorkshire Bank Loans.
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Average customer rating
0 out of 5
Key Facts
  • Loan amount: £1,000 - £25,000
  • Loan term: 12 - 84 months

Top choice for

  • Allow for loan top-ups
  • Instant decision (during their opening hours)
  • Rates available online, in branch or via telephone
  • Repayment terms of up to 7 years on loan amounts greater than £7,500
  • Rates available online, in branch or via telephone
  • Instant decision (during their opening hours)
  • Allow for loan top-ups

Watch out for

  • Early repayment charges apply
  • Rates offered will differ dependent on personal circumstances and the amount borrowed

Fees & charges

  • Maximum APR 4.6%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment penalties: £0
3.3% APR Representative
Time to apply
OK 04m 21s
Application Time
OPTIOSCORE
Great
Representative Example: If you borrow £10,000 over 48 months at a representative rate of 3.3% APR and an annual interest rate of 3.3% (fixed), you would pay 48 monthly instalments of £222.45. The total charge for credit will be £677.60 and the total amount payable will be £10,677.60.
We don't have any reviews for Marks & Spencer Loans.
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Average customer rating
0 out of 5
Key Facts
  • Loan amount: £1,000 - £25,000
  • Loan term: 12 - 60 months

Top choice for

  • One of the UK's most-loved brands
  • You don't need to have an M&S account or be an M&S cardholder to apply
  • Better rates if you're an M&S cardholder
  • Repayment holiday for up to 3 months at the start of the loan

Watch out for

  • Tenants need to be at least 30 years of age to qualify
  • Relatively slow application process
  • You'll need to provide verification of income and employment
  • Beware loan rates will differ depending on how much you borrow
  • You must have good credit

Fees & charges

  • Maximum APR 3.3%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment penalties: £0
9.9% APR Representative
Time to apply
Slow 08m 20s
Application Time
OPTIOSCORE
Good
Representative Example: If you borrow £7.500 over 36 months at a Representative rate of 9.9% APR and an annual interest rate of 9.90% (fixed), you would pay 36 monthly instalments of £240.17. The total charge for credit will be £1,146.12 and the total amount payable will be £8,646.12.
We don't have any reviews for Creation Personal Loan.
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Average customer rating
0 out of 5
Key Facts
  • Loan amount: £1,000 - £25,000
  • Loan term: 24 - 60 months

Top choice for

  • No set up fees
  • Instant decision made online
  • Detailed application
  • Jargon buster guide on website

Watch out for

  • You will need to be ages between 23 and 70
  • You must have a minimum gross income of £12,000pa
  • You need a bank or building society current account
  • You need to have good credit history
  • Need to have been a permanent UK resident for at least three years

Fees & charges

  • Maximum APR 9.9%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment penalties: £0
34.2% APR Representative
Time to apply
OK 04m 00s
Application Time
OPTIOSCORE
Okay
Representative Example: If you borrow £4,000 over 48 months at a Representative rate of 34.2% APR and an annual interest rate of 28% (fixed), you would pay 48 monthly instalments of £143.59. The total charge for credit will be £2,892.32 (including an arrangement fee of £120) and the total amount payable will be £6,892.32.
We don't have any reviews for eMoney Union.
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Average customer rating
0 out of 5
Key Facts
  • Loan amount: £2,000 - £15,000
  • Loan term: 24 - 60 months

Top choice for

  • Alternative borrowing option

Watch out for

  • You will be allocated a Risk grade by your Equifax credit score
  • You must register for a User Account before being able to borrow

Fees & charges

  • Maximum APR 34.2%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment penalties: £0
7.9% APR Representative
Time to apply
Slow 08m 20s
Application Time
OPTIOSCORE
Good
Representative Example: If you borrow £5,500 over 36 months at a Representative rate of 7.9% APR and an annual interest rate of 7.90% (fixed), you would pay 36 monthly instalments of £171.30. The total charge for credit will be £1,166.80 and the total amount payable will be £6,166.80.
We don't have any reviews for Danske Bank Fixed Rate Personal Loan.
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Average customer rating
0 out of 5
Key Facts
  • Loan amount: £1,000 - £25,000
  • Loan term: 12 - 64 months

Top choice for

  • Available to existing and new customers
  • Single and joint applications allowed

Watch out for

  • Beware loan rates will differ depending on how much you borrow
  • You must have a good credit history

Fees & charges

  • Maximum APR 7.9%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment penalties: £0
47.9% APR Representative
Time to apply
OK 03m 20s
Application Time
OPTIOSCORE
Good
Representative Example: If you borrow £2,500 over 36 months at a Representative rate of 47.9% APR and an annual interest rate of 47.90% (fixed), you would pay 36 monthly instalments of £120.04. The total charge for credit will be £821.44 and the total amount payable will be £3,321.44.
We don't have any reviews for LendFair.
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Average customer rating
0 out of 5
Key Facts
  • Loan amount: £500 - £5,000
  • Loan term: 6 - 60 months

Top choice for

  • If you have someone who is able to be your guarantor
  • Easy online application
  • No arrangement fees

Watch out for

  • You must have a guarantor
  • You must be over 18 years old
  • Your guarantor must have good credit

Fees & charges

  • Maximum APR 47.9%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment penalties: £0
17.9% APR Representative
Time to apply
Slow 05m 00s
Application Time
OPTIOSCORE
Good
Representative Example: If you borrow £5,000 over 60 months at a Representative rate of 17.9% APR and an annual interest rate of 17.90% (fixed), you would pay 60 monthly instalments of £123.15. The total charge for credit will be £2,389.00 and the total amount payable will be £7,389.00.
We don't have any reviews for beSavvi.
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Average customer rating
0 out of 5
Key Facts
  • Loan amount: £2,000 - £7,499
  • Loan term: 24 - 60 months

Top choice for

  • Simple Online Application
  • No Paperwork
  • If you are accepted you could have the money in your account in 48 hours
  • Instant decision
  • No charges for overpayments/early settlement

Watch out for

  • Beware of the fee's that apply if you miss a payment
  • If you have a CCJ or Default registered against you in the last 3 years you're unlikely to be accepted

Fees & charges

  • Maximum APR 17.9%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment penalties: £0
3.2% APR Representative
Time to apply
Slow 05m 00s
Application Time
OPTIOSCORE
Good
Representative Example: If you borrow £10,000 over 48 months at a Representative rate of 3.2% APR and an annual interest rate of 3.20% (fixed), you would pay 48 monthly instalments of £222.02. The total charge for credit will be £656.96 and the total amount payable will be £10,656.96.
We don't have any reviews for Ikano Bank.
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Average customer rating
0 out of 5
Key Facts
  • Loan amount: £1,000 - £15,000
  • Loan term: 12 - 60 months

Top choice for

  • No early repayment charges
  • Market leading rates
  • Quick application and payout
  • Sign all paperwork online
  • Online account management

Watch out for

  • If you miss a payment you will be charged £25
  • You must have a good credit history
  • Beware loan rates will differ depending on how much you borrow
  • If they are unable to successfully collect your direct debit you will incur a £12 fee

Fees & charges

  • Maximum APR 3.2%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment penalties: £0
5.9% APR Representative
Time to apply
Slow 08m 20s
Application Time
OPTIOSCORE
Good
Representative Example: If you borrow £5,000 over 60 months at a Representative rate of 5.9% APR and an annual interest rate of 5.90% (fixed), you would pay 60 monthly instalments of £96.08. The total charge for credit will be £764.81 and the total amount payable will be £5,764.81.
We don't have any reviews for Metro Bank.
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Average customer rating
0 out of 5
Key Facts
  • Loan amount: £2,000 - £20,000
  • Loan term: 12 - 60 months

Top choice for

  • Rates are the same for all customers across all loan amounts
  • No arrangement or default fees

Watch out for

  • You will need a Metro Bank current account in order to apply which will require you to visit your local branch

Fees & charges

  • Maximum APR 5.9%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment penalties: £0
48.9% APR Representative
Time to apply
OK 02m 58s
Application Time
OPTIOSCORE
Good
Representative Example: If you borrow £2,000 over 48 months at a Representative rate of 48.9% APR and an annual interest rate of 25.83% (fixed), you would pay 48 monthly instalments of £84.73. The total charge for credit will be £2,067.04 and the total amount payable will be £4,067.04.
We don't have any reviews for Suco Guarantor Loans.
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Average customer rating
0 out of 5
Key Facts
  • Loan amount: £1,000 - £15,000
  • Loan term: 12 - 60 months

Top choice for

  • Guarantor loans up to £15,000
  • You don't need a good credit history
  • No upfront fees
  • You can settle the loan at any point during the term

Watch out for

  • Your guarantor must be a homeowner
  • Your guarantor must be aged between 18-75
  • Your guarantor must be in receipt of a regular income
  • Your guarantor must be a UK resident
  • You cannot be unemployed
  • You must be a homeowner when applying for more than £8000

Fees & charges

  • Maximum APR 48.9%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment penalties: £0
3.8% APR Representative
Time to apply
OK 03m 10s
Application Time
OPTIOSCORE
Good
Representative Example: If you borrow £7,500 over 60 months at a Representative rate of 3.8% APR and an annual interest rate of 3.80% (fixed), you would pay 60 monthly instalments of £137.22. The total charge for credit will be £733.20 and the total amount payable will be £8,233.20.
We don't have any reviews for RAC Personal Loans.
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Average customer rating
0 out of 5
Key Facts
  • Loan amount: £2,500 - £25,000
  • Loan term: 24 - 60 months

Top choice for

  • Next day finance if you are successful in your application
  • Quick online application

Watch out for

  • You must have a good credit history
  • Beware loan rates will differ depending on how much you borrow

Fees & charges

  • Maximum APR 3.8%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment penalties: £0
39.9% APR Representative
Time to apply
OK 01m 45s
Application Time
OPTIOSCORE
Good
Representative Example: If you borrow £4,000 over 48 months at a Representative rate of 39.9% APR and an annual interest rate of 34.05% (fixed), you would pay 48 monthly instalments of £153.60. The total charge for credit will be £3,372.80 and the total amount payable will be £7,372.80.
We don't have any reviews for UK Credit Loans.
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Average customer rating
0 out of 5
Key Facts
  • Loan amount: £1,000 - £10,000
  • Loan term: 12 - 60 months

Top choice for

  • UK Credit accept tenant guarantors
  • You can get a quote on their website without it affecting your credit history
  • Once your loan has been paid out, you can manage your account online.

Watch out for

  • If your guarantor is a tenant, the max you can apply for is £6000
  • Applications backed by tenant guarantors are more expensive at a Representative 54.9% APR
  • You must have an email address so they can send the loan documents to you

Fees & charges

  • Maximum APR 39.9%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment penalties: £0
3.4% APR Representative
Time to apply
OK 02m 40s
Application Time
OPTIOSCORE
Good
Representative Example: If you borrow £10,000 over 60 months at a Representative rate of 3.4% APR and an annual interest rate of 3.40% (fixed), you would pay 60 monthly instalments of £181.41. The total charge for credit will be £884.60 and the total amount payable will be £10,884.60.
We don't have any reviews for Cahoot.
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Average customer rating
0 out of 5
Key Facts
  • Loan amount: £1,000 - £20,000
  • Loan term: 12 - 60 months

Top choice for

  • Approval decision within minutes
  • Low interest rate
  • Comfort factor of dealing with one of the big banks
  • Fixed monthly payment

Watch out for

  • You must be over 21 to apply
  • You must have a gross annual income of £6,000
  • No bankruptcy, CCJ or IVA within the last six months
  • You must be a UK resident

Fees & charges

  • Maximum APR 3.4%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment penalties: £0
96% APR Representative
Time to apply
Slow 05m 00s
Application Time
OPTIOSCORE
Good
Representative Example: If you borrow £1,000 over 12 months at a representative rate of 96% APR and an annual interest rate of 69% (fixed), you would pay 1 monthly instalment of £123.31 and 11 monthly instalments of £117.65. The total charge for credit will be £417.46 and the total amount payable will be £1,417.46.
We don't have any reviews for Oakam Lift Loan.
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Average customer rating
0 out of 5
Key Facts
  • Loan amount: £1,000 - £5,000
  • Loan term: 12 - 36 months

Top choice for

  • Flexible Repayments
  • You don't need perfect credit
  • No fees
  • They have a mobile app where you can keep an eye on your loan status and repayments
  • The can speak over 27 languages

Watch out for

  • You must have been in the UK for a minimum of 6months

Fees & charges

  • Maximum APR 96%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment penalties: £0
68.7% APR Representative
Time to apply
Fast 01m 32s
Application Time
OPTIOSCORE
Good
Representative Example: If you borrow £500 over 40 days at a Representative rate of 68.7% APR and an annual interest rate of 292% (variable), you would pay 1 instalment of £660.00. The total charge for credit will be £160.00 and the total amount payable will be £660.00.
We don't have any reviews for SafetyNet Credit.
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Average customer rating
0 out of 5
Key Facts
  • Loan amount: £1 - £500
  • Loan term: 0 - 365 days

Top choice for

  • No arrangement fees
  • Automatic repayments when you can afford it
  • Fantastic consumer reviews across the web
  • Flexible borrowing options
  • Mobile management

Watch out for

  • High cost short term product
  • Interest charged on a daily rate

Fees & charges

  • Maximum APR 68.7%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment penalties: £0