Loans in Catterick Garrison

Compare loans

In a time before self-driving cars, hoverboards and mobile phones, the majority of personal loans were issued in branches of whatever bank was on the local highstreet. Thankfully today, the majority of lenders (even bank-owned lenders) are based in one single location and offer loans remotely via their websites. There are exceptions to that rule though so we've prepared a comparison table just for Catterick Garrison.

We've compared every lender on our panel who currently offers loans in Catterick Garrison and ranked them for you by APR, time to apply and by our unique customer friendliness rating, OPTIOSCORE. You can tailor these results further with our loan search.

You can personalise these results with our loan search.

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3.3% APR Representative
Time to apply
OK 02m 00s
Application Time
OPTIOSCORE
Good
Representative Example: If you borrow £10,000 over 60 months at a Representative rate of 3.3% APR and an annual interest rate of 3.00% (fixed), you would pay 60 monthly instalments of £180.80. The total charge for credit will be £848.30 and the total amount payable will be £10,848.30.
We don't have any reviews for Zopa Loans.
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Average customer rating
0 out of 5
Key Facts
  • Loan amount: £1,000 - £25,000
  • Loan term: 24 - 60 months

Top choice for

  • Top-ups are allowed up to a total of £25,000
  • Peer-to-peer style lending
  • Money Supermarket’s Best Personal Loans Provider 2016
  • No charges for early settlement or overpayments

Watch out for

  • You must have good credit history
  • You need to be aged over 20
  • You must be a UK resident
  • You will need to have 3 years’ address history in the UK
  • You must be employed, self-employed or retired with a pension
  • You must have an income of at least £12,000 per year
  • You must be able to afford the loan
  • You will need to confirm your identity

Fees & charges

  • Maximum APR 3.3%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment penalties: £0
7.3% APR Representative
Time to apply
OK 03m 20s
Application Time
OPTIOSCORE
Good
Representative Example: If you borrow £5,000 over 24 months at a Representative rate of 7.3% APR and an annual interest rate of 7.10% (fixed), you would pay 24 monthly instalments of £224.04. The total charge for credit will be £377.00 and the total amount payable will be £5,377.00.
We don't have any reviews for RateSetter Loans.
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Average customer rating
0 out of 5
Key Facts
  • Loan amount: £1,000 - £25,000
  • Loan term: 6 - 60 months

Top choice for

  • Peer-to-peer style of lending
  • Soft credit check that doesn’t leave footprint
  • Loan could be in your account within 24 hours
  • No fees for overpayments or early settlements

Watch out for

  • You must be over 21
  • You will need to have a UK bank or building society account
  • You must have been a UK resident for over 3 years
  • You must have a regular income
  • You must have good credit history

Fees & charges

  • Maximum APR 7.3%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment penalties: £0
39.9% APR Representative
Time to apply
Fast 01m 31s
Application Time
OPTIOSCORE
Good
Representative Example: If you borrow £4,000 over 36 months at a Representative rate of 39.9% APR and an annual interest rate of 34.00% (fixed), you would pay 36 monthly instalments of £178.69. The total charge for credit will be £2,432.75 and the total amount payable will be £6,432.75.
We don't have any reviews for TrustTwo.
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Average customer rating
0 out of 5
Key Facts
  • Loan amount: £1,000 - £7,500
  • Loan term: 13 - 60 months

Top choice for

  • You don’t need to have good credit history
  • Your guarantor can be a tenant or homeowner
  • You can choose weekly or monthly repayments
  • They don’t charge any upfront fees

Watch out for

  • You will need to be aged over 18 years
  • You must be a UK resident
  • No bankruptcy, IVAs or debt management plans
  • Your guarantor must be aged between 25 and 74
  • Your guarantor can be someone close to you but not a spouse

Fees & charges

  • Maximum APR 39.9%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment penalties: £0
45.4% APR Representative
Time to apply
OK 02m 48s
Application Time
OPTIOSCORE
Good
Representative Example: If you borrow £3,000 over 36 months at a Representative rate of 45.4% APR and an annual interest rate of 23.00% (fixed), you would pay 36 monthly instalments of £140.84. The total charge for credit will be £2,070.24 and the total amount payable will be £5,070.24.
We don't have any reviews for 1 Plus 1.
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Average customer rating
0 out of 5
Key Facts
  • Loan amount: £500 - £5,000
  • Loan term: 12 - 60 months

Top choice for

  • You don't need to have a good credit history
  • Existing customers can borrow up to £5,000
  • Quick application, money usually transferred within 24 hours
  • Competitive APR

Watch out for

  • You must have a guarantor
  • Your guarantor must own their own home
  • Your guarantor must be older than 18 years old and no older than 75 years when the loan completes
  • Your guarantor will need to make the repayments if you cant afford to
  • Your guarantor must have have a good credit history

Fees & charges

  • Maximum APR 45.4%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment penalties: £0
49.9% APR Representative
Time to apply
Fast 01m 33s
Application Time
OPTIOSCORE
Good
Representative Example: If you borrow £4,000 over 36 months at a Representative rate of 49.9% APR and an annual interest rate of 49.90% (variable), you would pay 36 monthly instalments of £195.16. The total charge for credit will be £3,025.76 and the total amount payable will be £7,025.76.
We don't have any reviews for Amigo Loans.
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Average customer rating
0 out of 5
Key Facts
  • Loan amount: £500 - £7,500
  • Loan term: 12 - 60 months

Top choice for

  • No fees of any kind
  • You don't need to have a good credit history
  • You don't need to have direct debit facilities
  • Your guarantor does not need to own their home
  • You don't have to have been a resident of the UK for a specified length of time

Watch out for

  • You will need a guarantor
  • If you have a poor credit history, it's likely your guarantor will need to be a homeowner
  • Your guarantor will need to make your repayments if you can't afford to

Fees & charges

  • Maximum APR 49.9%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment penalties: £0
46.5% APR Representative
Time to apply
OK 02m 53s
Application Time
OPTIOSCORE
Good
Representative Example: If you borrow £2,700 over 6 months at a Representative rate of 46.5% APR and an annual interest rate of 3.38% (fixed), you would pay 6 monthly instalments of £548.00. The total charge for credit will be £568.00 and the total amount payable will be £3,268.00.
We don't have any reviews for FundingSecure.
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Average customer rating
0 out of 5
Key Facts
  • Loan amount: £500 - £10,000
  • Loan term: 1 - 6 months

Top choice for

  • Secure your loan against valuable assets
  • Interest paid at the end of the six month loan term
  • No credit checks
  • Have a say on your interest rate
  • Only pay interest on the days you use

Watch out for

  • You must have a valuable asset to secure against
  • You must be over 18 years old

Fees & charges

  • Maximum APR 46.5%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment penalties: £0
49.7% APR Representative
Time to apply
OK 02m 10s
Application Time
OPTIOSCORE
Good
Representative Example: If you borrow £3,500 over 36 months at a Representative rate of 49.7% APR and an annual interest rate of 31.90% (fixed), you would pay 36 monthly instalments of £170.56. The total charge for credit will be £2,640.16 and the total amount payable will be £6,140.16.
We don't have any reviews for George Banco.
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Average customer rating
0 out of 5
Key Facts
  • Loan amount: £1,000 - £7,500
  • Loan term: 12 - 60 months

Top choice for

  • Fast track same day payout
  • Customer and regulation focussed
  • Positive reviews online
  • Available to customers with bad credit

Watch out for

  • Your guarantor will need to be over 25 years old
  • Your guarantor must have good credit history
  • Both must not be under an IVA or bankruptcy
  • Your guarantor must have a minimum income of £1,000pm
  • Both must have a valid UK bank account and debit card

Fees & charges

  • Maximum APR 49.7%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment penalties: £0
7.6% APR Representative
Time to apply
OK 03m 11s
Application Time
OPTIOSCORE
Good
Representative Example: If you borrow £5,000 over 36 months at a Representative rate of 7.6% APR and an annual interest rate of 4.70% (fixed), you would pay 36 monthly instalments of £155.22. The total charge for credit will be £587.88 and the total amount payable will be £5,587.88.
We don't have any reviews for Lending Works .
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Average customer rating
0 out of 5
Key Facts
  • Loan amount: £1,000 - £25,000
  • Loan term: 12 - 36 months

Top choice for

  • Peer-to-peer style lending
  • Decision available within 1 working day
  • No fees or early repayment penalties
  • Personalised quote doesn’t affect credit score

Watch out for

  • You need to be aged at least 18
  • You must be a UK resident
  • You need to have a UK bank account

Fees & charges

  • Maximum APR 7.6%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment penalties: £0
45.3% APR Representative
Time to apply
OK 03m 12s
Application Time
OPTIOSCORE
Good
Representative Example: If you borrow £2,000 over 36 months at a Representative rate of 45.3% APR and an annual interest rate of 38.00% (fixed), you would pay 36 monthly instalments of £93.90. The total charge for credit will be £1,380.40 and the total amount payable will be £3,380.40.
We don't have any reviews for On Stride.
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Average customer rating
0 out of 5
Key Facts
  • Loan amount: £1,000 - £10,000
  • Loan term: 12 - 60 months

Top choice for

  • No early repayment or late fees
  • Simple online application
  • Funds available same day as approval
  • Rates based on your credit history

Watch out for

  • You must be aged 18 or over
  • You need to have a UK bank account
  • You will need a valid debit card to repay the loan
  • You must be employed and receive a regular paycheque
  • You must be a resident of the UK

Fees & charges

  • Maximum APR 45.3%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment penalties: £0
3.9% APR Representative
Time to apply
OK 03m 30s
Application Time
OPTIOSCORE
Good
Representative Example: If you borrow £7,500 over 60 months at a Representative rate of 3.9% APR and an annual interest rate of 3.90% (fixed), you would pay 60 monthly instalments of £137.55. The total charge for credit will be £753.00 and the total amount payable will be £8,253.00.
We don't have any reviews for Ulster Bank Loans.
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Average customer rating
0 out of 5
Key Facts
  • Loan amount: £1,000 - £25,000
  • Loan term: 12 - 84 months

Top choice for

  • Online banking customers can get their loan the next working day
  • Loan term up to ten years available
  • Simple application process
  • Loans can be used for a variety of purposes

Watch out for

  • You need to be aged 18 or over
  • You must have had an Ulster Bank current account for at least 6 months
  • No bankruptcy, CCJs or Court Decrees

Fees & charges

  • Maximum APR 3.9%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment penalties: £0
48.9% APR Representative
Time to apply
OK 03m 02s
Application Time
OPTIOSCORE
Good
Representative Example: If you borrow £3,000.00 over 36 months at a Representative rate of 48.9% APR and an annual interest rate of 10% (fixed) and annual service fee of 30.48% (fixed) , you would pay 36 monthly instalments of £145.17. The total charge for credit will be £2,226.12 and the total amount payable will be £5,226.12.
We don't have any reviews for Guarantor My Loan.
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Average customer rating
0 out of 5
Key Facts
  • Loan amount: £1,000 - £5,000
  • Loan term: 12 - 60 months

Top choice for

  • Peer-to-peer guarantor lending
  • Repay the loan early with no charges
  • One month’s cashback at the end of the loan

Watch out for

  • Your guarantor must be over 21
  • Your guarantor will need to have good credit history
  • You must be a UK resident
  • You need to be over the age of 18
  • You can't have any active CCJs, IVAs or a history of bankruptcy

Fees & charges

  • Maximum APR 48.9%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment penalties: £0
38.7% APR Representative
Time to apply
OK 02m 30s
Application Time
OPTIOSCORE
Good
Representative Example: If you borrow £5,000 over 48 months at a Representative rate of 38.7% APR and an annual interest rate of 18.58% (fixed), you would pay 48 monthly instalments of £189.38. The total charge for credit will be £4,090.24 and the total amount payable will be £9,090.24.
We don't have any reviews for 1st Stop Personal Loans .
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Average customer rating
0 out of 5
Key Facts
  • Loan amount: £2,000 - £15,000
  • Loan term: 24 - 72 months

Top choice for

  • Online decision in minutes
  • No upfront fees
  • Both homeowners and tenants
  • Loans available up to £15,000 available to both new and existing customers

Watch out for

  • You will need to have good credit
  • Must earn over £15,000 per year to apply
  • You will have to be over 21 and in permanent employment
  • You will need your last 5 years’ address history

Fees & charges

  • Maximum APR 38.7%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment penalties: £0
11.2% APR Representative
Time to apply
Slow 05m 00s
Application Time
OPTIOSCORE
Good
Representative Example: If you borrow £4,500 over 126 months (199 months after graduation) at a Representative rate of 11.22% APR and an annual interest rate of 11.10% (variable); after graduation 9.10% pa.(variable), you would pay 5 payments of £30/month, until 3 months after graduation; 119 payments of £61.90/month; 1 payment of £61.50. The total charge for credit will be £2,077.60 and (inc. set up fee of £292.50) the total amount payable will be £7,577.60.
We don't have any reviews for Future Finance.
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Average customer rating
0 out of 5
Key Facts
  • Loan amount: £2,500 - £40,000
  • Loan term: 1 - 150 months

Top choice for

  • Can be used for tuition, living costs or studying abroad
  • Tuition funds go straight to the university
  • Can be used alongside government student loan
  • Great customer service

Watch out for

  • You must be aged 18 or above
  • You will need to be enrolled in an accredited UK university
  • UK or EU citizen in the UK
  • Have an average credit history and agree to credit check
  • Non-EU citizens will need a guarantor

Fees & charges

  • Maximum APR 11.22%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment penalties: £0
47.9% APR Representative
Time to apply
OK 02m 42s
Application Time
OPTIOSCORE
Good
Representative Example: If you borrow £2,000 over 24 months at a Representative rate of 47.9% APR and an annual interest rate of 47.90% (fixed), you would pay 24 monthly instalments of £122.14. The total charge for credit will be £931.36 and the total amount payable will be £2,931.36.
We don't have any reviews for Likely Loans.
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Average customer rating
0 out of 5
Key Facts
  • Loan amount: £1,000 - £5,000
  • Loan term: 12 - 36 months

Top choice for

  • Simple online application only takes 5 minutes
  • No hidden charges or fees
  • They accept poor credit customers without requiring a guarantor
  • Instant decision online

Watch out for

  • Must be a UK citizen
  • You must be aged 18 or over
  • You must have some credit history
  • You will need to have a bank or building society account
  • No bankruptcy in the last 12 months
  • You must have an income (salary or pension)
  • You can be a homeowner or tenant

Fees & charges

  • Maximum APR 47.9%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment penalties: £0
49.5% APR Representative
Time to apply
OK 02m 00s
Application Time
OPTIOSCORE
Good
Representative Example: If you borrow £3,500 over 36 months at a Representative rate of 49.5% APR and an annual interest rate of 49.50% (fixed), you would pay 36 monthly instalments of £170.41. The total charge for credit will be £2,634.76 and the total amount payable will be £6,134.76.
We don't have any reviews for Glo.
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Average customer rating
0 out of 5
Key Facts
  • Loan amount: £1,000 - £7,000
  • Loan term: 12 - 60 months

Top choice for

  • Instant decision online
  • Guarantors can be tenants
  • Able to change monthly payment date
  • Funds transferred to applicant’s bank account

Watch out for

  • Your guarantor must be aged between 21 and 69
  • You cannot have shared finances with your guarantor
  • You guarantor must have good credit history

Fees & charges

  • Maximum APR 49.5%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment penalties: £0
49.7% APR Representative
Time to apply
OK 03m 15s
Application Time
OPTIOSCORE
Good
Representative Example: If you borrow £2,600.00 over 36 months at a Representative rate of 49.7% APR and an annual interest rate of 41.00% (fixed), you would pay 35 monthly instalments of £126.61 and a final payment of £126.54. The total charge for credit will be £1,957.89 and the total amount payable will be £4,557.89.
We don't have any reviews for Bamboo Loans .
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Average customer rating
0 out of 5
Key Facts
  • Loan amount: £1,000 - £8,000
  • Loan term: 12 - 60 months

Top choice for

  • You don’t need perfect credit history
  • Easy payment management with online portal
  • Your guarantor can be your partner
  • Your guarantor does not need to be a homeowner

Watch out for

  • You and your guarantor must be over 21
  • Your guarantor will also need a good credit rating
  • Your guarantor must not be a customer of Bamboo
  • Your guarantor will need a UK bank account
  • Your sole income cannot be from Job Seekers Allowance

Fees & charges

  • Maximum APR 49.7%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment penalties: £0
48.9% APR Representative
Time to apply
OK 03m 00s
Application Time
OPTIOSCORE
Good
Representative Example: If you borrow £4,500.00 over 48 months at a Representative rate of 48.9% APR and an annual interest rate of 25.84% (fixed), you would pay 48 monthly instalments of £190.65. The total charge for credit will be £4,651.20 and the total amount payable will be £9,151.20.
We don't have any reviews for TFS Loans.
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Average customer rating
0 out of 5
Key Facts
  • Loan amount: £1,000 - £15,000
  • Loan term: 24 - 60 months

Top choice for

  • Guarantor loans available up to £15,000
  • You don’t need to have perfect credit to apply
  • Funds available quickly after approval
  • No arrangement fees

Watch out for

  • You will need to be a homeowner to apply for larger loan amounts
  • You will need to have a regular monthly income
  • Your guarantor needs to be between 18 and 78 years old
  • Your guarantor needs to be a UK homeowner
  • Your guarantor must have a regular income

Fees & charges

  • Maximum APR 48.9%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment penalties: £0
99% APR Representative
Time to apply
OK 01m 58s
Application Time
OPTIOSCORE
Good
Representative Example: If you borrow £1,000 over 18 months at a Representative rate of 99.0% APR and an annual interest rate of 70.83% (fixed), you would pay 18 monthly instalments of £91.68. The total charge for credit will be £650.24 and the total amount payable will be £1,650.24. This includes a processing and payout fee of £100 which is 10% of your loan and also £550.24 interest at 70.83% (pa.fixed).
We don't have any reviews for Savvy.
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Average customer rating
0 out of 5
Key Facts
  • Loan amount: £300 - £3,000
  • Loan term: 12 - 24 months

Top choice for

  • Fixed monthly repayments to help with budgeting
  • Quick and simple online application
  • High levels of customer service satisfaction
  • Loan available within an hour of approval within working hours
  • Able to pay your loan off early

Watch out for

  • You must be aged 18
  • You will need to be a UK resident
  • You must have a UK bank account and debit card
  • You must earn at least £700 per month (net)

Fees & charges

  • Maximum APR 99%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment penalties: £0
9.9% APR Representative
Time to apply
OK 02m 00s
Application Time
OPTIOSCORE
Good
Representative Example: If you borrow £4,500 over 36 months at a Representative rate of 9.9% APR and an annual interest rate of 7.72% (fixed), you would pay 36 monthly instalments of £144.10. The total charge for credit will be £687.60 and the total amount payable will be £5,187.60.
We don't have any reviews for Lendable.
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Average customer rating
0 out of 5
Key Facts
  • Loan amount: £1,000 - £15,000
  • Loan term: 12 - 60 months

Top choice for

  • Soft credit search takes only 30 seconds
  • Peer-to-peer lending
  • No upfront fees or hidden charges
  • Can be contacted by text
  • Funds can be with you within a couple of hours from approval

Watch out for

  • You must be a UK resident
  • You need to be aged at least 18
  • You must have a UK bank or building society current account

Fees & charges

  • Maximum APR 9.9%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment penalties: £0
40.4% APR Representative
Time to apply
Fast 01m 23s
Application Time
OPTIOSCORE
Okay
Representative Example: If you borrow £6,000 over 36 months at a Representative rate of 40.4% APR and an annual interest rate of 40.41% (variable), you would pay 36 monthly instalments of £269.45. The total charge for credit will be £3,700.08 and the total amount payable will be £9,700.08.
We don't have any reviews for Progressive Money.
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Average customer rating
0 out of 5
Key Facts
  • Loan amount: £1,000 - £15,000
  • Loan term: 24 - 180 months

Top choice for

  • Loans available up to 15 years
  • Quick online enquiry that doesn’t leave credit footprint
  • Funds paid directly into your account

Watch out for

  • You must be a homeowner and live in that home
  • You will need to be employed and earn £800 per month
  • You will need to be aged between 21 and 70
  • You will need to be able to afford the monthly repayments

Fees & charges

  • Maximum APR 40.41%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment penalties: £0
49.9% APR Representative
Time to apply
OK 02m 35s
Application Time
OPTIOSCORE
Okay
Representative Example: If you borrow £2,500 over 24 months at a Representative rate of 49.9% APR and an annual interest rate of 41.16% (variable), you would pay 24 monthly instalments of £154.54. The total charge for credit will be £1,250.17 and the total amount payable will be £3,750.17.
We don't have any reviews for Buddy Loans.
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Average customer rating
0 out of 5
Key Facts
  • Loan amount: £1,000 - £7,500
  • Loan term: 12 - 60 months

Top choice for

  • Good option for those with bad credit
  • Online portal for easy management
  • Approval decision within the hour
  • No paperwork to complete, 100% online
  • Your guarantor does not need to be a homeowner

Watch out for

  • Your guarantor must be aged between 18-75
  • Your guarantor must have a good credit score
  • Your guarantor must have a minimum income of £1,000pm
  • Your guarantor must have a UK bank account

Fees & charges

  • Maximum APR 49.9%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment penalties: £0
3.9% APR Representative
Time to apply
OK 02m 04s
Application Time
OPTIOSCORE
Good
Representative Example: If you borrow £7,500 over 60 months at a Representative rate of 3.9% APR and an annual interest rate of 3.90% (fixed), you would pay 60 monthly instalments of £137.55. The total charge for credit will be £753.00 and the total amount payable will be £8,253.00.
We don't have any reviews for AA Personal Loans.
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Average customer rating
0 out of 5
Key Facts
  • Loan amount: £1,000 - £25,000
  • Loan term: 12 - 84 months

Top choice for

  • Instant decision online
  • No arrangement or set up fee
  • Fixed monthly repayments
  • No fee for repaying your loan early

Watch out for

  • You must be aged between 21 and 70
  • No County Court Judgements (CCJs) or bankruptcy
  • You must have a UK based bank or building society account that can pay direct debits
  • You must have a regular income above £12,000 per year
  • You must have been a UK resident for at least 3 years

Fees & charges

  • Maximum APR 3.9%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment penalties: £0
4.9% APR Representative
Time to apply
Not known
OPTIOSCORE
Good
Representative Example: If you borrow £11,000 over 60 months at a Representative rate of 4.9% APR and an annual interest rate of 4.90% (fixed), you would pay 60 monthly instalments of £206.54. The total charge for credit will be £1,392.52 and the total amount payable will be £12,392.52.
We don't have any reviews for Barclays Bank Loans.
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Average customer rating
0 out of 5
Key Facts
  • Loan amount: £1,000 - £50,000
  • Loan term: 24 - 60 months

Top choice for

  • They offer a price guarantee for like-for-like loans (Ts&Cs apply)
  • As their customer you can have a pre-selected loan limit, without affecting your credit rating
  • Instant money when you apply online
  • Online quote doesn’t leave a footprint on your credit history

Watch out for

  • You’ll need to have a Barclays current or saving account, mortgage or Barclaycard to apply online
  • Barclays current account holder for over seven months
  • UK resident
  • Over 18 years old

Fees & charges

  • Maximum APR 4.9%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment penalties: £0
9.9% APR Representative
Time to apply
Slow 05m 23s
Application Time
OPTIOSCORE
Good
Representative Example: If you borrow £6,000 over 48 months at a representative rate of 9.9% APR and an annual interest rate of 9.48% (fixed), you would pay 48 monthly instalments of £150.67. The total charge for credit will be £1232.16 and the total amount payable will be £7,232.16
We don't have any reviews for Bank of Scotland Loans.
Write the first review
Average customer rating
0 out of 5
Key Facts
  • Loan amount: £1,000 - £2,499
  • Loan term: 12 - 60 months

Top choice for

  • Bank of Scotland loan customers can apply to borrow more money at any time
  • 0.7% discount applied between £7,500 and £25,000 for certain customers
  • Instant decision when applying online
  • Repayment holidays available
  • Portal for easy online management

Watch out for

  • Must be an existing Bank of Scotland customer to apply online
  • You can’t have been declined for credit in the last month
  • No CCJs, defaults or bankruptcy
  • You will need to be in paid employment or have regular income
  • Be a UK resident with a permanent UK address

Fees & charges

  • Maximum APR 9.9%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment penalties: £0
4.9% APR Representative
Time to apply
Slow 10m 00s
Application Time
OPTIOSCORE
Good
Representative Example: If you borrow £7,500 over 60 months at a Representative rate of 4.9% APR and an annual interest rate of 4.87% (fixed), you would pay 60 monthly instalments of £140.83. The total charge for credit will be £949.80 and the total amount payable will be £8,449.80.
We don't have any reviews for Co-Operative Bank Loans.
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Average customer rating
0 out of 5
Key Facts
  • Loan amount: £2,000 - £25,000
  • Loan term: 12 - 84 months

Top choice for

  • Easy to use and detailed website
  • Low interest rates
  • Fixed monthly payment to help with budgeting
  • Call centres open 24 hours a day, 7 days a week

Watch out for

  • You must be aged 18 or over
  • You must be a UK resident
  • A Co-operative Bank or Britannia account holder for at least a month
  • No CCJs
  • No more than three missed credit payments in six months

Fees & charges

  • Maximum APR 4.9%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment penalties: £0
3.4% APR Representative
Time to apply
Slow 06m 00s
Application Time
OPTIOSCORE
Great
Representative Example: If you borrow £7,000 over 60 months at a representative rate of 3.4% APR and an annual interest rate of 3.4% (fixed), you would pay 60 monthly instalments of £126.99. The total charge for credit will be £619.28 and the total amount payable will be £7,619.28.
We don't have any reviews for First Direct Bank Loans.
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Average customer rating
0 out of 5
Key Facts
  • Loan amount: £1,000 - £25,000
  • Loan term: 12 - 84 months

Top choice for

  • Easy online application and loan management
  • Approved applicants have funds almost immediately
  • Able to overpay and reduce interest over loan term
  • Low interest rates

Watch out for

  • You must be a First Direct 1st Account customer
  • You will need to have good credit history

Fees & charges

  • Maximum APR 3.4%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment penalties: £0
3.3% APR Representative
Time to apply
Slow 06m 00s
Application Time
OPTIOSCORE
Good
Representative Example: If you borrow £8000 over 60 months at a representative rate of 3.3% APR and an annual interest rate of 3.3% (fixed), you would pay 60 monthly instalments of £144.64. The total charge for credit will be £678.64 and the total amount payable will be £8,678.64.
We don't have any reviews for HSBC Bank Loans.
Write the first review
Average customer rating
0 out of 5
Key Facts
  • Loan amount: £1,000 - £25,000
  • Loan term: 12 - 60 months

Top choice for

  • Instant decision online
  • Overpayments or part payments allowed without charge
  • HSBC Advance customers can receive 10% interest cashback at the end of the loan
  • Repayment holidays available

Watch out for

  • You must have a bank or building society account
  • Earn £10,000 or more per year
  • Be a UK resident
  • You need to be aged 18 or over
  • You will need to have good credit history

Fees & charges

  • Maximum APR 3.3%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment penalties: £0
9.9% APR Representative
Time to apply
Slow 05m 00s
Application Time
OPTIOSCORE
Good
Representative Example: If you borrow £6000 over 48 months at a Representative rate of 9.9% APR and an annual interest rate of 9.48% (fixed), you would pay 48 monthly instalments of £150.67. The total charge for credit will be £1232.16 and the total amount payable will be £7232.16
We don't have any reviews for Halifax Bank Loans.
Write the first review
Average customer rating
0 out of 5
Key Facts
  • Loan amount: £1,000 - £25,000
  • Loan term: 12 - 84 months

Top choice for

  • No charge if you pay off your Clarity loan early
  • Current account holders can apply online
  • Low representative APR

Watch out for

  • You must be an existing Halifax customer
  • You must be a UK resident
  • You must be aged 18 or over
  • You will need to be in paid employment or have a regular income
  • You have not been declined for credit in the last month
  • You must have good credit

Fees & charges

  • Maximum APR 9.9%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment penalties: £0
3.8% APR Representative
Time to apply
OK 04m 10s
Application Time
OPTIOSCORE
Good
Representative Example: If you borrow £7,500 over 60 months at a representative rate of 3.8% APR and an annual interest rate of 3.8% (fixed), you would pay 60 monthly instalments of £137.22. The total charge for credit will be £733.20 and the total amount payable will be £8,233.20.
We don't have any reviews for Hitachi Loans.
Write the first review
Average customer rating
0 out of 5
Key Facts
  • Loan amount: £2,500 - £25,000
  • Loan term: 24 - 60 months

Top choice for

  • No hidden or arrangement fees
  • Approved customers get funds within 48 hours
  • No charge for over-payments or early repayments
  • Good customer service reviews

Watch out for

  • You will need to be aged over 21
  • You must have good credit history
  • You will need to be in permanent paid employment, self-employed or retired and receiving a pension
  • You must be a permanent UK resident
  • You must have a bank or building society account

Fees & charges

  • Maximum APR 3.8%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment penalties: £0
12.9% APR Representative
Time to apply
Not known
OPTIOSCORE
Good
Representative Example: If you borrow £6000 over 60 months at a Representative rate of 12.9% APR and an annual interest rate of 12.19% (fixed), you would pay 60 monthly instalments of £134.06. The total charge for credit will be £2043.60 and the total amount payable will be £8043.60.
We don't have any reviews for Lloyds Bank Loans.
Write the first review
Average customer rating
0 out of 5
Key Facts
  • Loan amount: £1,000 - £25,000
  • Loan term: 12 - 60 months

Top choice for

  • Free personalised quote leaves no credit footprint
  • 0.5% discount applied for Club Lloyds customers
  • Repayment holidays available
  • Flexible repayment options

Watch out for

  • Must have had a Lloyds Bank current account for at least 3 months
  • You must be over 18
  • You must be a UK resident
  • You will need to have good credit

Fees & charges

  • Maximum APR 12.9%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment penalties: £0
14.9% APR Representative
Time to apply
Slow 06m 09s
Application Time
OPTIOSCORE
Good
Representative Example: If you borrow £7,500 over 36 months at a representative rate of 14.9% APR and an annual interest rate of 13.97% (fixed), you would pay 36 monthly instalments of £256.22. The total charge for credit will be £1,723.92 and the total amount payable will be £9,223.92.
We don't have any reviews for Moneyway Loans.
Write the first review
Average customer rating
0 out of 5
Key Facts
  • Loan amount: £1,000 - £15,000
  • Loan term: 12 - 60 months

Top choice for

  • Fixed monthly repayment helps with budgeting
  • Online decision in minutes
  • Applying for the loan won’t leave a credit footprint
  • Will consider those that might not have perfect credit

Watch out for

  • Must be aged 21 or over
  • Must earn at least £10,000 per year
  • Must be a UK resident

Fees & charges

  • Maximum APR 14.9%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment penalties: £0
3.9% APR Representative
Time to apply
Slow 05m 00s
Application Time
OPTIOSCORE
Good
Representative Example: If you borrow £7,500 over 60 months at a representative rate of 3.9% APR and an annual interest rate of 3.9% (fixed), you would pay 60 monthly instalments of £137.55. The total charge for credit will be £753 and the total amount payable will be £8,253.
We don't have any reviews for NatWest Bank Loans.
Write the first review
Average customer rating
0 out of 5
Key Facts
  • Loan amount: £1,000 - £25,000
  • Loan term: 12 - 60 months

Top choice for

  • Personalised loan quote doesn’t leave footprint on credit file
  • Online banking customers can apply online
  • Decision in minutes
  • Funds often available the next day

Watch out for

  • You must be aged over 18
  • You must have had a NatWest current account for at least 3 months

Fees & charges

  • Maximum APR 3.9%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment penalties: £0
3.4% APR Representative
Time to apply
OK 03m 47s
Application Time
OPTIOSCORE
Good
Representative Example: If you borrow £10,000 over 60 months at a representative rate of 3.4% APR and an annual interest rate of 3.4% (fixed), you would pay 60 monthly instalments of £181.24. The total charge for credit will be £874.40 and the total amount payable will be £10,874.40.
We don't have any reviews for Nationwide Bank Loans.
Write the first review
Average customer rating
0 out of 5
Key Facts
  • Loan amount: £1,000 - £25,000
  • Loan term: 12 - 60 months

Top choice for

  • Low representative APR
  • Beat any like-for-like rate by 0.5% APR for main current account customers
  • Online quote doesn’t leave a credit footprint
  • Online management portal for making payments and checking balance

Watch out for

  • Must be aged between 18 and 79
  • Must have a net monthly income of at least £700
  • Must have the right to live and work in the UK
  • Can’t have missed 3 credit commitments in the last year
  • Must not be currently bankrupt, have CCJs or be under an IVA
  • Self-employed customers must prove 1 year’s income
  • Joint applicants must live at the same address

Fees & charges

  • Maximum APR 3.4%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment penalties: £0
6.2% APR Representative
Time to apply
OK 02m 36s
Application Time
OPTIOSCORE
Good
Representative Example: If you borrow £7,500 over 36 months at a Representative rate of 6.2% APR and an annual interest rate of 62% (fixed), you would pay 36 monthly instalments of £228.75. The total charge for credit will be £735 and the total amount payable will be £8235.
We don't have any reviews for QuidCycle Loans.
Write the first review
Average customer rating
0 out of 5
Key Facts
  • Loan amount: £2,500 - £25,000
  • Loan term: 12 - 60 months

Top choice for

  • Peer-to-peer style lending
  • Competitive interest rates
  • Financial education programme for Refinance Plus customers
  • Range of repayment dates to choose from
  • Incentives for paying on time rather than missed payment penalties

Watch out for

  • You must be aged over 21
  • You need to be a UK resident
  • You need to have a UK bank account

Fees & charges

  • Maximum APR 6.2%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment penalties: £0
3.4% APR Representative
Time to apply
OK 02m 00s
Application Time
OPTIOSCORE
Great
Representative Example: If you borrow £10,000 over 60 months at a Representative rate of 3.4% APR and an annual interest rate of 3.30% (fixed), you would pay 60 monthly instalments of £181.24. The total charge for credit will be £874.40 and the total amount payable will be £10,874.40.
We don't have any reviews for Sainsbury's Loans.
Write the first review
Average customer rating
0 out of 5
Key Facts
  • Loan amount: £1,000 - £40,000
  • Loan term: 12 - 84 months

Top choice for

  • 2 month repayment holiday at the start of the loan available
  • Dealing with a household name
  • Better rates for Nectar card holders
  • Price promise on like for like-for-like loans

Watch out for

  • You must be aged between 18 and 80
  • You will need to be aged less than 83 when the loan is repaid
  • You must have a UK bank or building society account with Direct Debit facility
  • You must have a permanent UK address
  • You must have a household gross income of at least £7,500
  • No CCJs or bankruptcy

Fees & charges

  • Maximum APR 3.4%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment penalties: £0
3.6% APR Representative
Time to apply
Slow 05m 07s
Application Time
OPTIOSCORE
Great
Representative Example: If you borrow £10,000 over 60 months at a representative rate of 3.6% APR and an annual interest rate of 3.6% (fixed), you would pay 60 monthly instalments of £182.28. The total charge for credit will be £936.80 and the total amount payable will be £10,936.80
We don't have any reviews for Santander Bank Loans.
Write the first review
Average customer rating
0 out of 5
Key Facts
  • Loan amount: £1,000 - £20,000
  • Loan term: 12 - 60 months

Top choice for

  • Competitive representative APR
  • Customers can choose their own repayment date
  • No fees or charges for overpaying
  • Online management tool for an overview of your loan

Watch out for

  • You must be a UK resident
  • You will need to be aged 21 or over
  • You must have a bank or building society account with Direct Debit facility
  • You must have a regular gross annual income of £6,000 or more
  • No bankruptcy, CCJ or IVA within the last 6 years

Fees & charges

  • Maximum APR 3.6%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment penalties: £0
4.9% APR Representative
Time to apply
Not known
OPTIOSCORE
Good
Representative Example: If you borrow £10,000 over 60 months at a Representative rate of 4.9% APR and an annual interest rate of 4.87% (fixed), you would pay 60 monthly instalments of £187.77. The total charge for credit will be £1,266.20 and the total amount payable will be £11,266.20.
We don't have any reviews for Smile Bank Loans.
Write the first review
Average customer rating
0 out of 5
Key Facts
  • Loan amount: £1,000 - £25,000
  • Loan term: 12 - 84 months

Top choice for

  • Easy online application
  • Monthly repayments fixed to help with budgeting
  • No arrangement fees or charges
  • Online portal for an overview of the loan

Watch out for

  • You must be a UK resident
  • You will need to be aged over 21
  • You will need to have held a Smile account for at least 1 month

Fees & charges

  • Maximum APR 4.9%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment penalties: £0
3.9% APR Representative
Time to apply
OK 03m 30s
Application Time
OPTIOSCORE
Good
Representative Example: If you borrow £15,000 over 60 months at a Representative rate of 3.5% APR and an annual interest rate of 3.49% (fixed), you would pay 60 monthly instalments of £272.81. The total charge for credit will be £1368.60 and the total amount payable will be £16,368.60.
We don't have any reviews for TSB Bank Loans.
Write the first review
Average customer rating
0 out of 5
Key Facts
  • Loan amount: £1,000 - £25,000
  • Loan term: 12 - 84 months

Top choice for

  • Personalised online quote doesn’t leave a credit footprint
  • You don’t have to be a TSB customer to apply
  • Funds available immediately for TSB customers
  • Repayment holidays available
  • Overpayments and early settlement of the loan accepted
  • No arrangement fees charged

Watch out for

  • You will need to have good credit
  • No bankruptcy or CCJs with in the last five years
  • You will need to be a UK resident
  • You must be aged 21 or over
  • You must be on the electoral roll
  • Your bank account must have Direct Debit facility
  • You cannot live on the Isle of Man or Channel Islands
  • You must be employed
  • You must earn £10,200 or over a year

Fees & charges

  • Maximum APR 3.9%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment penalties: £0
3.4% APR Representative
Time to apply
OK 02m 50s
Application Time
OPTIOSCORE
Good
Representative Example: If you borrow £7500 over 12 months at a representative rate of 3.4% APR and an annual interest rate of 3.40% (fixed), you would pay 12 monthly instalments of £636.39. The total charge for credit will be £636.68 and the total amount payable will be £7636.68
We don't have any reviews for Tesco Bank Loans.
Write the first review
Average customer rating
0 out of 5
Key Facts
  • Loan amount: £1,000 - £35,000
  • Loan term: 12 - 120 months

Top choice for

  • Two month repayment break at the start of the loan
  • Instant decision when you apply online
  • Clubcard rate for Clubcard holders
  • Fixed monthly repayments make budgeting easy
  • Loan terms available up to 10 years

Watch out for

  • You must be aged between 18 and 74
  • You will need to be in employment or have a regular income
  • You must have lived in the UK for 3 years or more
  • You will need to have a UK personal current account

Fees & charges

  • Maximum APR 3.4%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment penalties: £0
3.9% APR Representative
Time to apply
Slow 05m 00s
Application Time
OPTIOSCORE
Great
Representative Example: If you borrow £7,500 over 60 months at a representative rate of 3.9% APR and an annual interest rate of 3.9% (fixed), you would pay 60 monthly instalments of £137.55. The total charge for credit will be £753 and the total amount payable will be £8,253
We don't have any reviews for The Royal Bank of Scotland Loans.
Write the first review
Average customer rating
0 out of 5
Key Facts
  • Loan amount: £1,000 - £25,000
  • Loan term: 12 - 84 months

Top choice for

  • Rates are the same for both new and long-standing customers
  • Keep an eye on the loan with online banking
  • They allow top ups
  • Funds available next working day for digital banking customers

Watch out for

  • You must be aged at least 18
  • You must have a regular income and prove affordability
  • You must have good credit history
  • You need to be an existing RBS customer

Fees & charges

  • Maximum APR 3.9%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment penalties: £0
4.6% APR Representative
Time to apply
Slow 06m 49s
Application Time
OPTIOSCORE
Good
Representative Example: If you borrow £12,500 over 48 months at a Representative rate of 4.6% APR and an annual interest rate of 4.6% (fixed), you would pay 47 monthly instalments of £285.08 and a final payment of £284.89. The total charge for credit will be £1183.65 and the total amount payable will be £13,683.65
We don't have any reviews for Yorkshire Bank Loans.
Write the first review
Average customer rating
0 out of 5
Key Facts
  • Loan amount: £1,000 - £25,000
  • Loan term: 12 - 84 months

Top choice for

  • You don’t need to be a Yorkshire Bank customer to apply
  • You can make additional payments to the loan at any time
  • Able to contact them over the phone, in branch and online chat
  • Allow top-ups
  • Instant online decision during opening hours

Watch out for

  • You must be aged at least 18
  • You must have a permanent UK address
  • You will need to have a good credit history
  • You will need to have a UK bank account
  • You must have a debit and/or credit card

Fees & charges

  • Maximum APR 4.6%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment penalties: £0
3.3% APR Representative
Time to apply
OK 04m 21s
Application Time
OPTIOSCORE
Great
Representative Example: If you borrow £10,000 over 48 months at a representative rate of 3.3% APR and an annual interest rate of 3.3% (fixed), you would pay 48 monthly instalments of £222.45. The total charge for credit will be £677.60 and the total amount payable will be £10,677.60.
We don't have any reviews for Marks & Spencer Loans.
Write the first review
Average customer rating
0 out of 5
Key Facts
  • Loan amount: £1,000 - £25,000
  • Loan term: 12 - 60 months

Top choice for

  • One of the UK's most-loved brands
  • Able to defer repayments for three months
  • No credit footprint left by online quote
  • Fixed monthly repayments
  • Payment holidays available

Watch out for

  • You will need to be aged 18 or over
  • You must be a UK resident
  • You need to have an income of over £10,000 per year
  • You will need to have good credit history

Fees & charges

  • Maximum APR 3.3%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment penalties: £0
9.9% APR Representative
Time to apply
Slow 08m 20s
Application Time
OPTIOSCORE
Good
Representative Example: If you borrow £7.500 over 36 months at a Representative rate of 9.9% APR and an annual interest rate of 9.90% (fixed), you would pay 36 monthly instalments of £240.17. The total charge for credit will be £1,146.12 and the total amount payable will be £8,646.12.
We don't have any reviews for Creation Personal Loan.
Write the first review
Average customer rating
0 out of 5
Key Facts
  • Loan amount: £1,000 - £25,000
  • Loan term: 24 - 60 months

Top choice for

  • No set up fees
  • Instant decision made online
  • Detailed application
  • Jargon buster guide on website

Watch out for

  • You will need to be ages between 23 and 70
  • You must have a minimum gross income of £12,000pa
  • You need a bank or building society current account
  • You need to have good credit history
  • Need to have been a permanent UK resident for at least three years

Fees & charges

  • Maximum APR 9.9%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment penalties: £0
34.2% APR Representative
Time to apply
OK 04m 00s
Application Time
OPTIOSCORE
Okay
Representative Example: If you borrow £4,000 over 48 months at a Representative rate of 34.2% APR and an annual interest rate of 28% (fixed), you would pay 48 monthly instalments of £143.59. The total charge for credit will be £2,892.32 (including an arrangement fee of £120) and the total amount payable will be £6,892.32.
We don't have any reviews for eMoney Union.
Write the first review
Average customer rating
0 out of 5
Key Facts
  • Loan amount: £2,000 - £15,000
  • Loan term: 24 - 60 months

Top choice for

  • You can settle the loan early
  • Peer-to-peer style lending
  • Your interest rate is based on a risk grade
  • You will be matched with the best lender for you

Watch out for

  • You will need to provide your Equifax score
  • You must register for a User Account to apply

Fees & charges

  • Maximum APR 34.2%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment penalties: £0
7.9% APR Representative
Time to apply
Slow 08m 20s
Application Time
OPTIOSCORE
Good
Representative Example: If you borrow £5,500 over 36 months at a Representative rate of 7.9% APR and an annual interest rate of 7.90% (fixed), you would pay 36 monthly instalments of £171.30. The total charge for credit will be £1,166.80 and the total amount payable will be £6,166.80.
We don't have any reviews for Danske Bank Fixed Rate Personal Loan.
Write the first review
Average customer rating
0 out of 5
Key Facts
  • Loan amount: £1,000 - £25,000
  • Loan term: 12 - 64 months

Top choice for

  • 0.5% discount on standard fixed rate loans
  • Fixed monthly repayments make budgeting easier
  • Available to both new and existing customers
  • Single and joint applications accepted

Watch out for

  • You will need to have good credit history
  • You must be over 18 years old
  • You must open a personal current account with Danske

Fees & charges

  • Maximum APR 7.9%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment penalties: £0
47.9% APR Representative
Time to apply
OK 03m 20s
Application Time
OPTIOSCORE
Good
Representative Example: If you borrow £2,500 over 36 months at a Representative rate of 47.9% APR and an annual interest rate of 47.90% (fixed), you would pay 36 monthly instalments of £120.04. The total charge for credit will be £821.44 and the total amount payable will be £3,321.44.
We don't have any reviews for LendFair.
Write the first review
Average customer rating
0 out of 5
Key Facts
  • Loan amount: £500 - £5,000
  • Loan term: 6 - 60 months

Top choice for

  • Your guarantor does not need to be a homeowner
  • You can make overpayments with no fees or charges
  • Monthly repayments are fixed to help with budgeting

Watch out for

  • You will need to have a UK current account
  • Your guarantor will need to be a UK citizen
  • Your guarantor must be over 18 years old
  • Your guarantor needs to be a homeowner or tenant

Fees & charges

  • Maximum APR 47.9%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment penalties: £0
17.9% APR Representative
Time to apply
Slow 05m 00s
Application Time
OPTIOSCORE
Good
Representative Example: If you borrow £5,000 over 60 months at a Representative rate of 17.9% APR and an annual interest rate of 17.90% (fixed), you would pay 60 monthly instalments of £123.15. The total charge for credit will be £2,389.00 and the total amount payable will be £7,389.00.
We don't have any reviews for beSavvi.
Write the first review
Average customer rating
0 out of 5
Key Facts
  • Loan amount: £2,000 - £7,499
  • Loan term: 24 - 60 months

Top choice for

  • Online management tool available
  • Quick payout available for successful applicants
  • No paperwork, everything is completed online
  • No charges for early settlement or overpayments

Watch out for

  • You must be aged at least 21
  • You must be a permanent UK resident
  • You must have lived in the UK for at least 12 months
  • You will need your last 5 years’ address history
  • You will need to have a bank or building society account
  • You will need to be employed, self-employed or retired with a pension
  • No CCJs or defaults in the last 3 years

Fees & charges

  • Maximum APR 17.9%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment penalties: £0
3.2% APR Representative
Time to apply
Slow 05m 00s
Application Time
OPTIOSCORE
Good
Representative Example: If you borrow £10,000 over 48 months at a Representative rate of 3.2% APR and an annual interest rate of 3.20% (fixed), you would pay 48 monthly instalments of £222.02. The total charge for credit will be £656.96 and the total amount payable will be £10,656.96.
We don't have any reviews for Ikano Bank.
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Average customer rating
0 out of 5
Key Facts
  • Loan amount: £1,000 - £15,000
  • Loan term: 12 - 60 months

Top choice for

  • You can apply online in less than 10 minutes
  • Market leading interest rate
  • No fees for early repayments
  • No impact on credit file for online quote

Watch out for

  • You will need to be a UK resident
  • Aged 18 years or over
  • You must earn at least £10,000 per year
  • You will need to have good credit history
  • No CCJs, debt relief orders or IVAs
  • You must have a UK bank account with Direct Debit facilities

Fees & charges

  • Maximum APR 3.2%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment penalties: £0
5.9% APR Representative
Time to apply
Slow 08m 20s
Application Time
OPTIOSCORE
Good
Representative Example: If you borrow £5,000 over 60 months at a Representative rate of 5.9% APR and an annual interest rate of 5.90% (fixed), you would pay 60 monthly instalments of £96.08. The total charge for credit will be £764.81 and the total amount payable will be £5,764.81.
We don't have any reviews for Metro Bank.
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Average customer rating
0 out of 5
Key Facts
  • Loan amount: £2,000 - £20,000
  • Loan term: 12 - 60 months

Top choice for

  • Standard 5.9% interest rate for each applicant
  • Funds paid directly into Metro Bank Current Account
  • No default charges for missed payments
  • Late opening hours and telephone team available 24/7

Watch out for

  • You must be aged 18 or over
  • You must be a UK resident
  • You will need to provide proof of your identity and address
  • You must have a Metro Bank current account

Fees & charges

  • Maximum APR 5.9%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment penalties: £0
48.9% APR Representative
Time to apply
OK 02m 58s
Application Time
OPTIOSCORE
Good
Representative Example: If you borrow £2,000 over 48 months at a Representative rate of 48.9% APR and an annual interest rate of 25.83% (fixed), you would pay 48 monthly instalments of £84.73. The total charge for credit will be £2,067.04 and the total amount payable will be £4,067.04.
We don't have any reviews for Suco Guarantor Loans.
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Average customer rating
0 out of 5
Key Facts
  • Loan amount: £1,000 - £15,000
  • Loan term: 12 - 60 months

Top choice for

  • Guarantor loans up to £15,000
  • No upfront fees
  • You don’t need to have good credit history
  • You can settle the loan at any point during the term

Watch out for

  • You will need to have a monthly income
  • You must be a homeowner if applying for more than £8,000
  • Your guarantor must be a homeowner
  • Your guarantor will need to be aged between 18 and 75
  • Your guarantor must have a regular income
  • Your guarantor must be a UK resident

Fees & charges

  • Maximum APR 48.9%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment penalties: £0
3.8% APR Representative
Time to apply
OK 03m 10s
Application Time
OPTIOSCORE
Good
Representative Example: If you borrow £7,500 over 60 months at a Representative rate of 3.8% APR and an annual interest rate of 3.80% (fixed), you would pay 60 monthly instalments of £137.22. The total charge for credit will be £733.20 and the total amount payable will be £8,233.20.
We don't have any reviews for RAC Personal Loans.
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Average customer rating
0 out of 5
Key Facts
  • Loan amount: £2,500 - £25,000
  • Loan term: 24 - 60 months

Top choice for

  • Online application with instant decision
  • Well-known household name
  • Funds could be available the next day
  • Competitive representative APR
  • No hidden fees or charges

Watch out for

  • You must be aged 18 or over
  • You will need to have a bank or building society account
  • Must be a permanent UK resident for at least 12 months
  • You must be employed, self-employed or retired with a pension
  • You must have good credit history

Fees & charges

  • Maximum APR 3.8%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment penalties: £0
39.9% APR Representative
Time to apply
OK 01m 45s
Application Time
OPTIOSCORE
Good
Representative Example: If you borrow £4,000 over 48 months at a Representative rate of 39.9% APR and an annual interest rate of 34.05% (fixed), you would pay 48 monthly instalments of £153.60. The total charge for credit will be £3,372.80 and the total amount payable will be £7,372.80.
We don't have any reviews for UK Credit Loans.
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Average customer rating
0 out of 5
Key Facts
  • Loan amount: £1,000 - £10,000
  • Loan term: 12 - 60 months

Top choice for

  • They accept tenants as guarantors
  • Your guarantor can be anyone, including your spouse
  • Online quote doesn’t leave a credit footprint
  • Online management tool
  • Funds available fairly quickly after approval

Watch out for

  • No bankruptcy, debt management plan or IVA
  • Your guarantor must have good credit history
  • Your guarantor must be aged between 21 and 70
  • Your guarantor must be either employed, self-employed or retired
  • For loans over £6,000 your guarantor must be a homeowner

Fees & charges

  • Maximum APR 39.9%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment penalties: £0
3.4% APR Representative
Time to apply
OK 02m 40s
Application Time
OPTIOSCORE
Good
Representative Example: If you borrow £10,000 over 60 months at a Representative rate of 3.4% APR and an annual interest rate of 3.40% (fixed), you would pay 60 monthly instalments of £181.41. The total charge for credit will be £884.60 and the total amount payable will be £10,884.60.
We don't have any reviews for Cahoot.
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Average customer rating
0 out of 5
Key Facts
  • Loan amount: £1,000 - £20,000
  • Loan term: 12 - 60 months

Top choice for

  • Approval decision within minutes
  • Low interest rate
  • Comfort factor of dealing with one of the big banks
  • Fixed monthly payment

Watch out for

  • You must be over 21 to apply
  • You must have a gross annual income of £6,000
  • No bankruptcy, CCJ or IVA within the last six months
  • You must be a UK resident

Fees & charges

  • Maximum APR 3.4%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment penalties: £0
96% APR Representative
Time to apply
Slow 05m 00s
Application Time
OPTIOSCORE
Good
Representative Example: If you borrow £1,000 over 12 months at a representative rate of 96% APR and an annual interest rate of 69% (fixed), you would pay 1 monthly instalment of £123.31 and 11 monthly instalments of £117.65. The total charge for credit will be £417.46 and the total amount payable will be £1,417.46.
We don't have any reviews for Oakam Lift Loan.
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Average customer rating
0 out of 5
Key Facts
  • Loan amount: £1,000 - £5,000
  • Loan term: 12 - 36 months

Top choice for

  • Flexible payment plan
  • Their team can speak over 27 languages
  • Mobile app allows easy management of the loan
  • Refer a friend and receive £10
  • No fees or charges for settling the loan early

Watch out for

  • You must be aged over 18
  • You will need to have been in the UK for at least 6 months
  • You must earn at least £700 per month
  • You must not be in debt management
  • You can’t be bankrupt or have an IVA

Fees & charges

  • Maximum APR 96%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment penalties: £0
68.7% APR Representative
Time to apply
Fast 01m 32s
Application Time
OPTIOSCORE
Good
Representative Example: If you borrow £500 over 40 days at a Representative rate of 68.7% APR and an annual interest rate of 292% (variable), you would pay 1 instalment of £660.00. The total charge for credit will be £160.00 and the total amount payable will be £660.00.
We don't have any reviews for SafetyNet Credit.
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Average customer rating
0 out of 5
Key Facts
  • Loan amount: £1 - £500
  • Loan term: 0 - 365 days

Top choice for

  • Repayments taken when you have sufficient funds in your account
  • SafetyNet have their own app
  • Takes only 15 minutes to transfer from your credit line
  • Automatic payments to cover overdrafts

Watch out for

  • Must be a UK resident
  • You must be aged over 18
  • You must be employed
  • You will need to have a salary or regular income
  • You will need a current account with internet banking

Fees & charges

  • Maximum APR 68.7%
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment penalties: £0